Does Safeco RightTrack track speed?

You can save 10% just for trying Safeco RightTrack and then up to 30% depending on your driving habits. Safeco RightTrack monitors things like braking and acceleration to determine how much a driver is eligible to save.

Considering that normal car insurance from Safeco costs an average of $84 per month, trying Safeco RightTrack may be an easy way for drivers to save on their premiums. That’s especially true since Safeco RightTrack will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using RightTrack from Safeco. That said, people with poor driving habits will not be able to get the maximum discount from RightTrack.… read full answer

To learn more, check out WalletHub’s full review of Safeco RightTrack.

No, Safeco RightTrack will not raise your rates for poor driving habits. Safeco RightTrack users will not see any rate increases for things like hard braking or rapid acceleration, good drivers can save up to 30% while using RightTrack, too.

Key Things to Know About Safeco RightTrack

• Safeco RightTrack tracks things like braking, acceleration, night-time driving and, number of miles driven… read full answer
• Drivers can use the RightTrack app or plug-in device to track their habits
• Safeco RightTrack has a 4.2/5 rating from WalletHub’s editors
• Not available in CA,WA, DE, HI & NC
• Customer reviews of the app average 4.3 out of 5
• Minimum coverage from Safeco costs an average of $84 per month without RightTrack

Remember that poor driving while using RightTrack will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use RightTrack, Safeco itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. Safeco learns of such things from your driving record and CLUE report, rather than through RightTrack.

To learn more, check out WalletHub’s full review of Safeco RightTrack.

Your Safeco rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Safeco to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Safeco may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and crime trends.… read full answer

Top Reasons Why Safeco Raises Rates

• Recent claims
• New driver or car added to a policy
• Moving violations
• At-fault accidents
• Increased coverage
• Lower deductible
• Recent switch to an expensive car
• Relocation to a high-risk zip code
• Decline in creditworthiness

How to Lower Your Safeco Insurance

If you’re struggling to afford your Safeco premium, there are a few steps that you can take to lower your rate. You can start by looking for Safeco discounts that you can qualify for, such as the safety features or accident free discount. You can also make changes to your policy, including raising your deductible and reducing your coverage.

Another option is to switch insurance companies. Each insurer calculates rates differently, so you may be able to get the same amount of coverage elsewhere at a lower price. As a general rule, you should get quotes from at least three different companies every 6-12 months to make sure that you’re still getting the best deal.