McKayla Girardin, Car Insurance Writer
Yes, State Farm Safe and Save does track speed using a smartphone app paired with a bluetooth device. Safe and Save does not raise rates for poor driving, however, so even drivers who have a habit of speeding can try Safe and Save virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from State Farm Safe and Save that safer drivers receive.
What State Farm Safe and Save Tracks
- Hard braking
- Phone use
Even though you won’t see rate increases just from using Safe and Save, State Farm itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.
To learn more, check out WalletHub’s full review of State Farm Safe and Save.
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