Does State Farm Safe and Save track speed?

You can save 10% just for trying State Farm Drive Safe & Save and then up to 30% depending on your driving habits. State Farm Drive Safe & Save monitors things like speeding and braking to determine how much a driver is eligible to save.

Considering that normal car insurance from State Farm costs an average of $77 per month, trying State Farm Drive Safe & Save may be an easy way for drivers to save on their premiums. That’s especially true since State Farm Drive Safe & Save will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using Drive Safe & Save from State Farm. That said, people with poor driving habits will not be able to get the maximum discount from Drive Safe & Save.... read full answer

To learn more, check out WalletHub’s full review of State Farm Drive Safe & Save.

No, State Farm Drive Safe & Save will not raise your rates for poor driving habits. State Farm Drive Safe & Save users will not see any rate increases for things like quick acceleration or hard braking, good drivers can save up to 30% while using Drive Safe & Save, too.... read full answer

Key Things to Know About State Farm Drive Safe & Save

• State Farm Drive Safe & Save tracks things like acceleration, hard breaking, fast cornering, speeding, and distracted driving
• Drivers can use the Drive Safe & Save app to track their habits
• State Farm Drive Safe & Save has a 4.3/5 rating from WalletHub’s editors
• Not available in CA, MA, & RI
• Customer reviews of the app average 4.3 out of 5
• Minimum coverage from State Farm costs an average of $77 per month without Drive Safe & Save

Remember that poor driving while using Drive Safe & Save will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use Drive Safe & Save, State Farm itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. State Farm learns of such things from your driving record and CLUE report, rather than through Drive Safe & Save.

To learn more, check out WalletHub’s full review of State Farm Drive Safe & Save.

Your State Farm rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause State Farm to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. State Farm may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and crime trends.... read full answer

Top Reasons Why State Farm Raises Rates

• Recent claims
• New driver or car added to a policy
• Moving violations
• At-fault accidents
• Increased coverage
• Lower deductible
• Recent switch to an expensive car
• Relocation to a high-risk zip code
• Decline in creditworthiness

How to Lower Your State Farm Insurance

If you’re struggling to afford your State Farm premium, there are a few steps that you can take to lower your rate. You can start by looking for State Farm discounts that you can qualify for, such as the multiple line or anti-theft discount. You can also make changes to your policy, including raising your deductible and reducing your coverage.

Another option is to switch insurance companies. Each insurer calculates rates differently, so you may be able to get the same amount of coverage elsewhere at a lower price. As a general rule, you should get quotes from at least three different companies every 6-12 months to make sure that you’re still getting the best deal.