McKayla Girardin, Car Insurance Writer
Yes, USAA SafePilot does track speed using a smartphone app. USAA SafePilot does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try SafePilot virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from USAA SafePilot that safer drivers receive.
What USAA SafePilot Tracks
- Distance driven
Even though you won’t see rate increases just from using SafePilot, USAA itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.
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