Elephant SR-22 insurance is for drivers considered “high risk” by their state due to a DUI conviction, driving without a license or insurance, or reckless driving. “SR-22” is used interchangeably with “high risk” in the context of car insurance, but SR-22 is actually the name of a form high-risk drivers must file with the state proving they have car insurance.
Elephant Insurance will file the SR-22 documentation on your behalf but will charge a $75 filing fee. They will also likely raise your premium. Your premium increase will vary based on your age, location, and type of violation. A clean driving record and time can lower your premium, however. Certain discounts may be able to help, too. If your car is from 2012 or later, for example, Elephant offers a discount of up to an 11% for having or installing various safety features, such as a backup camera, Bluetooth, daytime running lights, automated braking, and/or lane departure indicators.
To get a personalized Elephant SR-22 insurance quote, call (855) 353-7426 to speak with a sales rep or go online.
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