How can I get a car insurance refund from Elephant? This question is about Elephant Insurance

How can I get a car insurance refund from Elephant?

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This question is about Elephant Insurance

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@WalletHub • 07/14/20 This answer was first published on 07/14/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To get a car insurance refund from Elephant, cancel your Elephant insurance policy, then wait 7-20 days for a refund of your remaining premium, prorated based on the amount of the policy that will go unused. If you originally paid by credit card, you will receive your refund within 7-10 business days. If you paid by checking/ACH, the refund can take up to 20 days.

To cancel your policy, log in to your account online and use the chat feature, or call Elephant customer service at 877-321-2095 to speak with a representative over the phone. Elephant says it always honors refund requests and does not charge a cancellation fee.

To avoid a coverage lapse, which can lead to higher premiums in the future, make sure to get a new policy before canceling your Elephant car insurance.

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What does comprehensive insurance cover?

Comprehensive insurance covers damage to your car caused by events other than collisions with other vehicles or stationary objects. For example, comprehensive insurance helps pay for damage from vandalism, natural disasters, fire, and theft, but it does not cover vehicle repairs after hitting a car.

What Comprehensive Insurance Covers

Theft
Vandalism
Floods
Fires (not related to a collision)
Natural disasters
Animal damage (including hitting a deer or...

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How do I cancel my Elephant Insurance?

To cancel an Elephant Insurance policy, log in to your account online and use the chat feature or call Elephant customer service at 877-321-2095 to speak with an agent over the phone. The earliest an Elephant insurance cancellation would go into effect is midnight the day the request is made. Customers also have the option to cancel at a future date. Elephant Insurance does not charge a cancellation fee.

Elephant Insurance Cancellation Process:

Call 877-321-2095 or...

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Why is Elephant auto insurance so cheap?

Elephant insurance is cheap for drivers who are able to apply multiple discounts to their policies, with savings ranging from 9% to 40%. The company also passes on savings that come from selling insurance directly to consumers online, which eliminates agent commissions. However, while Elephant offers affordable policy options, especially compared to other companies that specialize in high-risk car insurance, there are still other insurance companies with better prices and higher customer satisfaction. Studies done...

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