Yes. Elephant Insurance has “full coverage” car insurance. Elephant offers collision coverage and comprehensive coverage, which customers can add to their liability insurance to form full coverage. Collision insurance pays to repair your car after hitting another car or object. Comprehensive insurance pays for damage resulting from events beyond your control happening to your car, such as theft, flooding, fire, or wild animal-related incidents.
The other main components of full coverage car insurance are bodily injury liability coverage and property damage liability coverage, which cover damages a policyholder causes to other people and property. Both forms of liability insurance are required in nearly all states, and both are available from Elephant Insurance. Similarly, Elephant offers uninsured/underinsured motorist coverage and coverage for medical payments, which are required in many states.
Full coverage car insurance from Elephant may be required if you have a car loan or lease. Additionally, if you own an antique car, you may be interested in Elephant’s option to buy comprehensive coverage and liability coverage without having to purchase collision coverage, as many companies do not provide this option.
Elephant does not offer all of the optional add-on coverage choices available from competitors, however. For example, unlike some other major auto insurers, Elephant does not offer guaranteed auto protection (gap) insurance or mechanical breakdown coverage. But it does offer alternatives. Instead of gap protection, Elephant offers loan/lease payoff coverage. Instead of mechanical breakdown coverage, Elephant has partnered with YourMechanic to offer discounted prices for services such as an oil change, tire rotation, alignment, etc. Gap insurance and mechanical breakdown coverage aren’t necessarily part of full coverage, though.
To get an Elephant Insurance full coverage quote, call (855) 353-7426 to speak with a sales rep or visit Elephant’s quote calculator.
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