Does Erie have a military discount?

Geico military discounts give up to 15% off insurance premiums to eligible active duty customers, veterans, and their immediate family members. To apply for a Geico military discount, call 1-800-MILITARY (645-4827). You will be connected to Geico's dedicated military customer service team, who will help determine which discounts may be available to you.… read full answer

Types of Geico Military Discounts

• Military Discount

Up to 15% in savings on insurance premiums for active-duty members, veterans, the National Guard, Army Reserve, or immediate military family members.

• Emergency Deployment Discount

Up to 25% savings on premiums for military members who are deployed to certain “imminent danger pay” zones.

• Membership Discounts

Available to members of professional military organizations and associations, including the Association of the United States Army, the Fleet Reserve Association, and the Armed Forces Benefit Association.

• Auto Insurance Suspension

A pause or reduction of insurance coverage on vehicles stored on a military base while a customer is deployed.

How Geico Military Discount Compares to USAA

In most states, Geico's overall military insurance premiums are comparable to those of USAA, an insurance company that caters to the U.S. military. However, Geico tends to be less expensive for veterans and those not deployed, while USAA offers better deals to active military, especially members on deployment.

For example, Geico's emergency deployment discount of 25% applies only on deployments to imminent danger zones. USAA’s deployment rates apply anywhere overseas. It’s a good idea to get a quote from each to determine which may be best for you. For more information on the differences between Geico and USAA check out WalletHub's Geico vs USAA comparison.

There are three types of car insurance discounts for teachers: discounts from standard insurance companies, discounted rates from companies that specialize in covering teachers and other public-service occupations, and discounts for members of an association or union for educators. Teachers are often eligible for car insurance discounts because they are considered a low-risk group.… read full answer

Liberty Mutual is one of the largest insurers to offer teacher discounts. Although Liberty Mutual does not disclose exact discount amounts, teachers can get a quote over the phone and see the discount for their individual circumstances. Liberty Mutual Teachers’ Auto Insurance also provides specific features and protections for educators. For instance, in every state except Pennsylvania, teachers will be charged a $0 deductible for collisions that take place while on school business and vandalism that happens on school grounds. You can check out some other notable options below, too.

Car Insurance Companies with Teacher Policies

• Liberty Mutual
• California Casualty
• Horace Mann
• Plymouth Rock Assurance (New Jersey)
• Educators Insurance (Massachusetts)
• Meemic (Illinois, Michigan, Wisconsin and Georgia)
• Metlife (for members of teachers’ unions)

Car Insurance Affiliation Discounts for Teachers

Geico and Farmers offer discounts to members of certain professional and educational associations, which can help teachers save money. Geico provides savings for members of the Association of American Educators and the American Library Association, along with hundreds of other groups. Farmers, on the other hand, includes a discount of approximately 4% for customers who mark their occupation as teacher when getting a quote.

Certain state-wide educator associations have connections to specific insurance companies as well. For example, members of the Massachusetts Teachers Association and their immediate family can receive up to a 10% discount from Educators Insurance. Other insurance companies like Travelers use similar affinity programs, too. However, these companies do not publish the lists of organizations for which they provide discounts, so when in doubt, check with your insurance company to see if your association qualifies. You can also contact your association or union to ask about affiliations with insurance carriers.

Like any other driver, teachers should compare quotes to find the best insurance company for their needs. Teachers should also look for unrelated discounts – like safe driver, multi policy, and customer loyalty discounts – to maximize their savings.