You can get the Erie pay-in-full discount by paying your entire auto insurance premium in one lump sum. The pay-in-full discount allows drivers to save on their car insurance premium by choosing to pay for the entire cost of their policy up front rather than opting for installments. Keep in mind that Erie’s pay-in-full discount is not available in some states.
If you cannot pay your entire premium up front, you can still take advantage of other discounts. For example, Erie has a multi-policy discount for drivers who have a qualifying life or home insurance policy in addition to their auto insurance.
You can lower your Erie car insurance costs by taking advantage of Erie discounts, opting for a higher deductible, and reducing your coverage, among other things. Erie considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
Erie does not advertise a marriage discount, though married drivers do pay less for Erie car insurance than single drivers, on average. For example, a 45-year-old married driver with a good record on the road pays an average of 8% less for Erie coverage than the same driver without a husband or wife. Married people also typically qualify for more Erie discounts, like the multi-vehicle and multi-policy discounts.
Yes, Erie offers a defensive driving course discount for drivers under the age of 21 who have completed an accredited driver training course. By voluntarily taking an approved defensive driving course, Erie car insurance customers in eligible states can get a discount, though the exact amount varies between each state. Once the discount expires, drivers can renew it by taking another course.
Defensive driving courses improve your driving skills by teaching you how to handle...
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