Why did my Erie rate go up?

Your Erie rate could have gone up for many reasons, such as a recent claim or a new driver being added to the policy. Other factors that could cause Erie to raise your rate include getting into an accident, being convicted of a moving violation, and adding coverage to your policy. Erie may also raise your premiums for reasons that are beyond your control, such as recent natural disasters, increasing repair and healthcare costs, and crime trends.

Top Reasons Why Erie Raises Rates 

• Recent claims
• New driver or car added to a policy
• Moving violations
• At-fault accidents
• Increased coverage
• Lower deductible
• Recent switch to an expensive car
• Relocation to a high-risk zip code
• Decline in creditworthiness

How to Lower Your Erie Insurance

If you’re struggling to afford your Erie premium, there are a few steps that you can take to lower your rate. You can start by looking for Erie discounts that you can qualify for, such as the anti-theft devices or anti-lock brakes discount. You can also make changes to your policy, including raising your deductible and reducing your coverage.

Another option is to switch insurance companies. Each insurer calculates rates differently, so you may be able to get the same amount of coverage elsewhere at a lower price. As a general rule, you should get quotes from at least three different companies every 6-12 months to make sure that you’re still getting the best deal.