How can I get an Esurance good student discount?

Esurance offers discounts for bundling car insurance with a renters insurance policy and for safe drivers who use the company’s DriveSense app. Esurance only advertises these two discounts on its website, but customer service representatives say that additional discounts are often available, depending on the state. For instance, policyholders in some states can save if their vehicle has qualifying safety features or if they are affiliated with certain employers or universities. … read full answer

Esurance Discounts List

• Multi-policy discount
• DriveSense discount
• Multi-vehicle discount
• Safety features discounts
• Affiliations discounts
• Roadside assistance discount
• Education level discount
• Mature driver discount
• Good student discount
• Driver training discount
• Homeowner discount
• On-time payment discount
• Payment frequency discount
• Pac-12 discount

DriveSense is a form of usage-based insurance that rewards safe driving. Esurance policyholders can download the DriveSense mobile app and get a customized discount based on driving habits like mileage, speeding, and braking.

Esurance does not have as many discounts as some larger car insurance companies, but there are still plenty of opportunities for drivers to save. For more information on the company, check out WalletHub’s full Esurance review.

You cannot get an Esurance affiliation discount, since Esurance does not offer discounts for members of affiliated companies or organizations, as some other insurance companies do. You can still save on an Esurance car insurance policy with other discounts, however, such as the renters plus discount or DriveSense discount.

If your organization is affiliated with a specific insurer, you may want to consider … read full answerswitching to that insurance company. If not, the best way to find car insurance savings is to compare multiple quotes in order to identify the cheapest policy for your needs.

College students can get car insurance discounts for having good grades or for going to college far away from the car they drive. College students can also qualify for general car insurance discounts, such as driver's education and good driver discounts. Since most college students are young drivers, car insurance companies consider them … read full answerhigh-risk and usually charge them higher premiums, making discounts all the more important.

To qualify for a good student discount, drivers usually need to be under 25 years old and unmarried, with a B average or better. Additionally, distant student discounts are designed for students who do not have a car with them at college and who attend school more than 100 miles away from home. You can see which major car insurance companies have these student discounts below.

Car Insurance Discounts for College Students by Company

Most college students can save money on car insurance by staying on a family policy. However, if your permanent residence is different from your parents’ and you drive full-time, you will likely need your own policy. It also might be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record that increases premium costs.

For more information, check out WalletHub’s articles on cheap car insurance for new drivers under 21 and the best car insurance for new drivers under 25.