Does Esurance cover a locksmith for keys locked in a car? This question is about Esurance

Does Esurance cover a locksmith for keys locked in a car?

This question is about Esurance

Candace Baker, Car Insurance Writer

@candacebaker • 07/19/23 This answer was first published on 04/27/23 and it was last updated on 07/19/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, Esurance does cover a locksmith for keys locked in a car through its roadside assistance program. In addition to locksmith services, Esurance roadside assistance also covers towing and other labor costs.

You can get Esurance roadside assistance as a policy-add on, though Esurance cannot disclose costs without a quote.

If you do not have roadside assistance, Esurance won’t cover a locksmith if you get locked out of your car. In that case, you will have to contact a locksmith yourself and pay for it out of pocket.

To learn more about Esurance coverage, check out WalletHub’s Esurance car insurance review.

Does car insurance cover towing?

Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision but won’t cover towing due to a mechanical issue or breakdown.

Some full coverage policies only cover towing if you pay extra for roadside assistance, though. Roadside assistance is usually an easy and affordable add-on. You can add it...

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Does Esurance cover salvage titles?

No, Esurance does not cover formerly salvage-titled vehicles. Because having a previous salvage title greatly diminishes a car’s value, Esurance and many other insurers will not provide coverage, even if the vehicle has been rebuilt, inspected, and issued a rebuilt title.

A car is given a salvage title when an insurance company declares it a total loss, meaning that it is unable to be repaired or the cost of repairs exceeds the vehicle’s value. If the...

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What is the phone number for Esurance roadside assistance?

The phone number for Esurance roadside assistance is 888-374-6472, and representatives are available 24/7. Alternatively, you can request assistance through Esurance's website or mobile app for roadside emergencies like towing and battery jump-starts.

What Esurance Roadside Assistance Offers

Towing for up to $75 per tow
Jump starts
Lockout services
Fuel delivery
Tire changes
Winching/extraction

To learn more about your options for roadside assistance, check out WalletHub's guide on the best roadside assistance companies.

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