Esurance roadside assistance costs about $12 annually, though pricing varies by state, though exact prices may vary depending on the state and the covered vehicles. Esurance roadside assistance is an optional endorsement that customers can add to their car insurance policy and use when they need emergency towing, fuel delivery, and more.
Esurance Roadside Assistance Includes:
Towing (to the nearest repair shop)
Esurance roadside assistance is meant to help drivers in need of immediate rescue, but it usually does not pay for the underlying problem, such as engine repairs or a battery that needs replacing. Additionally, the exact number of incidents covered by an Esurance roadside assistance plan will vary by state and policy.
Purchasing roadside assistance from your car insurance company is usually less expensive than a motor club membership from a company such as AAA. However, it might not provide as much coverage. For more information about choosing between roadside assistance options, check out WalletHub’s guide to the best roadside assistance.
AAA roadside assistance is worth it if a driver has multiple cars, an older car, or a car with frequent mechanical problems. AAA roadside assistance might also be worth it if a driver plans to make frequent use of AAA discounts or wants extensive roadside coverage.
AAA ranked 14th out of 22 companies in WalletHub’s analysis of 2021’s … read full answerBest Roadside Assistance. The biggest drawback is that AAA received an F from the Better Business Bureau due to a large number of unresolved customer complaints. However, AAA does offer above-average protection for a reasonable price.
Drivers can choose between three different levels of AAA roadside assistance, but they all include the same base services.
AAA Roadside Assistance Benefits
Battery changes and jump starts
Stuck vehicle services
Other AAA benefits include trip planning services like maps and guides. AAA also provides miscellaneous discounts and perks, including hotel and rental car discounts, free or discounted passport photos, legal defense insurance, and identity theft monitoring.
The details of AAA’s services depend on the level of coverage that you choose. Prices also vary by location, just like with car insurance premiums, and some regions have a one-time enrollment fee of around $10-$15. Drivers can add family members to their plan for an additional fee, often ranging from $30 to $65 per year.
AAA Roadside Assistance Plans
Average Annual Cost
Up to 7 miles
Up to 100 miles
Up to 200 miles
Locksmith for Car
Covered up to $50
Covered up to $100
Covered up to $100
Free delivery (member pays for fuel)
Free delivery and fuel
Free delivery and fuel
Extrication If Stuck
Two trucks/drivers if needed
Two trucks/drivers if needed
Tire Change, Jump Start, Battery Service, Lockout
Trip Interruption Benefit
Up to $250
Up to $700
Up to $1,500
AAA Basic and Plus members who are in a collision up to 100 miles from home qualify for the trip interruption benefit, while Premier members can receive the benefit for a wider variety of reasons. Basic and Plus memberships also include daily credit monitoring, lost wallet assistance, and bicycle assistance up to the plan’s towing limits. Premier members receive these perks, too, as well as $10,000 in identity theft insurance and coverage for motorcycles, RVs, and trailers.
Alternatives to AAA Roadside Assistance
The top alternatives to AAA roadside assistance are your car insurance provider, your cell phone company, and competitor auto clubs.
Car Insurance Provider
Adding roadside assistance to your car insurance policy is usually cheaper than purchasing a AAA plan. However, using it – especially more than once or twice a year – might cause your premium to increase, since it can be treated as a claim. That makes AAA a good option if you can’t afford for your premium to rise.
Cell Phone Company
Cell phone companies like Verizon and AT&T offer cheap roadside assistance for their customers. In general, these plans cost $3 a month and cover four incidents per year. Verizon and AT&T roadside assistance plans cover towing, fuel delivery, flat tire changes, lockout services, and dead batteries. Verizon also includes winching. If the coverage options are enough for you, these plans can be a good value.
Many rewards credit cards offer roadside assistance benefits, but they usually involve a flat fee for each service call rather than a subscription model like AAA.
AAA competitors like Allstate Motor Club and Good Sam sell similar roadside assistance subscription services.
It’s worth noting that some providers, including AAA, might charge a small one-time enrollment fee in addition to the annual price. However, these fees vary by state and are sometimes waived.
New-Car Roadside Assistance Plans
Drivers with newer cars might not need AAA if their car warranty includes roadside assistance. If roadside assistance is not included, drivers might be able to purchase it separately at the dealership. Most plans will cover the car for 2-5 years or up to a certain mileage limit.
Bottom Line: Is AAA Roadside Assistance Worth It
Yes, AAA roadside assistance is worth it for the average driver. Whether AAA roadside assistance is worth it for you depends on how much coverage you need and how much it costs in your state. The added perks and discounts are worth considering, too, though these bonuses will not cover the cost of membership for every driver. You can join AAA by applying online on their website or in person by visiting your local AAA branch.
Yes, Esurance offers non-owner car insurance. To qualify, drivers cannot own a car or live with anyone who owns a car. Esurance even offers non-owner insurance to drivers who need to file an SR-22 with their state to prove they have insurance.
Drivers can get a quote and purchase an Esurance non-owner policy by calling the company at 1-800-378-7262. Because … read full answernon-owner policies are somewhat unusual, most companies, including Esurance, do not offer quotes online.
Esurance non-owner policies are typically cheaper than standard policies, since non-owners drive much less frequently than owners. However, if you are buying a non-owner policy in order to get an SR-22, you will be considered a high-risk driver and your premium will usually be higher than average as a result. Additionally, it’s worth noting that if you buy a non-owner policy with Esurance and have the company file an SR-22, Esurance will be obligated to notify your state’s DMV if your coverage lapses. Then, the state will likely suspend your license.
In general, non-owner policies are ideal for drivers who do not have regular access to a car but need to file an SR-22, rent cars often, or frequently borrow cars. Non-owner insurance can also be worthwhile if you temporarily do not have a car but want to avoid a lapse in coverage, which can lead to rate increases later on.
To find affordable insurance without your own vehicle, check out WalletHub’s advice on the cheapest non-owner insurance. And always remember to compare quotes so you can be sure to get the best coverage for the lowest price.
No, Esurance does not cover formerly salvage-titled vehicles. Because having a previous salvage title greatly diminishes a car’s value, Esurance and many other insurers will not provide coverage, even if the vehicle has been rebuilt, inspected, and issued a rebuilt title.
A car is given a salvage title when an insurance company declares it a total loss, meaning that it is unable to be repaired or the cost of repairs exceeds the vehicle’s value. If the car is later repaired and deemed safe by an inspection, the salvage title will be replaced with a rebuilt title. Some insurance companies are willing to cover rebuilt vehicles, but Esurance is not among them.… read full answer
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