No, Esurance does not have a teacher discount. Although Esurance does not offer special discounts for educators, teachers can still save with some of Esurance's other discounts, including a renters plus discount and a DriveSense discount.
That said, car insurance companies like Esurance often take a driver's occupation into account when calculating rates (in states where it is allowed). As a result, teachers might save simply because they are in a low-risk occupation for car insurance.
Insurance companies do not disclose their exact formulas for calculating rates, however. So comparing quotes between at least three companies is still the best way to find inexpensive coverage for teachers.
Yes, Esurance has a multi-car discount. To qualify for the Esurance multi-car discount, a customer must insure two or more vehicles on the same Esurance auto insurance policy. The discount automatically applies to a qualifying Esurance policy, but it does not compound, meaning you won't get a bigger discount for insuring more vehicles.
In addition to Esurance's multi-car discount, the company offers other ways for customers to save money on their premiums, such as the...
You can lower your Esurance car insurance costs by taking advantage of Esurance discounts, opting for a higher deductible, and reducing your coverage, among other things. Esurance considers a variety of factors when calculating your premium, though some – like your age and location – are out of your control. Fortunately, you can take steps to influence other factors in order to lower your rate.
You cannot get an Esurance affiliation discount, since Esurance does not offer discounts for members of affiliated companies or organizations, as some other insurance companies do. You can still save on an Esurance car insurance policy with other discounts, however, such as the renters plus discount or DriveSense discount.
If your organization is affiliated with a specific insurer, you may want to consider switching to that insurance company. If not, the best way to...
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