Candace Baker, Car Insurance Writer
Yes, Farmers has accident forgiveness. Farmers accident forgiveness prevents a single at-fault accident per policy from increasing premiums once every three years. Accident forgiveness is automatically applied to eligible car insurance policies from Farmers.
Drivers must be Farmers customers and licensed U.S. drivers for at least three years to qualify for accident forgiveness. However, customers under 21 years old are eligible even if they have less than three years of U.S. driving experience, as long as one parent qualifies.
Drivers may not have any signs of a poor driving record from the past few years, either. Consequently, drivers cannot have any recent minor violations like speeding tickets, major violations like a DUI, or at-fault accidents that could lead to a rate increase.
Not every state allows accident forgiveness, so contact your Farmers agent or the customer service department if you’re wondering about your eligibility. Finally, for more information, check out WalletHub’s guide to accident forgiveness.
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