How do I file a complaint about Farmers?

To cancel Farmers insurance, the policyholder must contact their agent directly or call customer service at 1-888-327-6335. You will need to provide basic information about yourself, your Farmers policy number, and the date you would like your policy to end. Farmers may also ask for the details of your new car insurance policy to verify you won’t be ... read full answerdriving without insurance.

How to Cancel Farmers Insurance Policies

• Cancel by phone by calling your agent or 1-888-327-6335.
• Cancel my mail by writing a letter that includes your name, policy number, and the date you want your policy to end. Sign, date, and mail your letter to: Farmers Customer Service / 6301 Owensmouth Avenue / Woodland Hills, CA 91367.
• Cancel in person by visiting your nearest Farmers insurance office and speaking with an agent.

If you’ve sold your vehicle, you may be asked to provide a bill of sale. If you’ve already paid your premium for the policy period in full, Farmers will refund the unused portion. Farmers does not impose a cancellation fee or penalty for early termination.

Finally, it’s important to remember that you don’t need to cancel your policy just because you’re going through some life changes. For example, if you’re moving or buying a new car you can just have Farmers update your mailing address or vehicle information.

Yes, Farmers insurance rates are competitive, as the company is one of the 10 cheapest auto insurers nationally, according to WalletHub analysis. Farmers car insurance customers pay an average of $1,044 per year for coverage. Farmers’ car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as does your eligibility for discounts.... read full answer

Farmers Car Insurance Rates vs. Popular Competitors

Note: Rates are an approximation based on a 45-year-old driver in California. Actual rates will vary. For more information, check out the methodology section of our Farmers car insurance review.

Other Factors That Make Farmers Insurance Competitive

• Farmers offers 23 auto insurance discounts.
• Farmers offers 34 different types of insurance.
• Farmers customer service representatives are available Monday-Friday 9 am - 8 pm EST.

To learn more, read WalletHub’s complete review of Farmers.

To negotiate a settlement with an insurance claims adjuster:

1. Start by filing a claim and sending a completed proof-of-loss form to your insurer as soon as possible, if you haven’t already done so.
2. Wait to receive the insurance adjuster’s settlement offer (exact timeframes vary by state).
3. Make a counteroffer if you are not satisfied with the adjuster’s offer.... read full answer
4. Provide the adjuster with any evidence or documentation supporting your counteroffer.
5. Reach a final settlement and put it in writing.

The best way to make the negotiation process move smoothly is to document your property damage and medical expenses as much as possible. The more evidence you have, the better your chances are of having your claim settled. Generally, bodily injury claims are more complicated to settle than property damage claims.

You should also remember that insurance companies don’t always operate with your best interests in mind. So, don’t feel obligated to accept the first settlement offer that they make, especially if you know that you’re entitled to more.

If negotiations are unsuccessful, you can consider hiring an attorney to help you through the process. But if you think the insurer is acting in bad faith, then you should report them to your state’s regulator.