Yes, Farmers has a multi-car discount. To qualify for the Farmers multi-car discount, a customer must insure more than one vehicle on the same Farmers auto insurance policy. The discount automatically applies to a qualifying Farmers policy, but it does not compound, meaning you won’t get a bigger discount for insuring more vehicles.
In addition to Farmers’ multi-car discount, the company offers other ways for customers to save money on their premiums, such as the multiline discount, safe driver discount, and passive restraint discount, among others. For more information, check out the complete list of Farmers discounts. And if you’re unsure whether a discount that you qualify for is being applied to your policy, you can contact Farmers by calling 1 (888) 327-6335.
You can get a Farmers good student discount if you have at least a B average. Student drivers can save as long as they are 16-24 years old and a full time high school, college or university student. Students can also qualify by being ranked in the top 20% of their class or if they are included in the Dean's List, Honor Roll, or another school list designating scholastic achievement.… read full answer
Young drivers are usually quite expensive to insure since they lack driving experience. However, Farmers offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.
Farmers good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.
Yes, Farmers insurance rates are competitive for some drivers, including military personnel. Farmers car insurance costs an average of $1,044 per year, or $87 per month.
Farmers’ car insurance rates are based on your driving record and experience, along with factors like the type of car you drive, your ZIP code, your insurance history, and more. Your coverage and deductible choices also impact your final quote, as do your eligibility for discounts.… read full answer
Sample Farmers Car Insurance Rates
Average Annual Cost of Minimum Coverage
$2,588 per year
$1,687 per year
$1,188 per year
$1,044 per year
$1,045 per year
Note: These rates are approximations based on sample quotes from Farmers. Actual rates will vary.
You can get a LoJack insurance discount in most states by telling your insurer that you have LoJack and asking for an anti-theft device discount. LoJack discounts usually range from 5% to 25% off your comprehensive coverage, varying by state and company.
LoJack is a technology that emits a certain radio frequency when activated by law enforcement, which helps police recover your car if it’s stolen. As a result, having LoJack can qualify you for an anti-theft discount because your insurer is less likely to have to pay for a stolen car.… read full answer
While these companies advertise anti-theft discounts on their websites, they do not specify a particular type of anti-theft device needed to qualify. However, LoJack is likely to count. For example, New Jersey requires all insurers to provide discounts to drivers whose cars have certain anti-theft devices, and the state specifically includes vehicle recovery systems that communicate with the police on the list of eligible devices.
In the past, Progressive has offered specific LoJack discounts and even rebate programs, which refund the customer for a portion of the cost of installing LoJack. So if you’re thinking about getting LoJack and have Progressive, it’s worth keeping an eye out for special incentives.
Regardless of the insurance savings, LoJack can be a smart purchase, especially if you live in a high-risk area or your car is particularly attractive to thieves.
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