Yes. Progressive offers full coverage car insurance. Full coverage is a common term used to describe a policy that includes both collision and comprehensive coverage, in addition to liability insurance coverage.
Collision and comprehensive coverage both help pay for your property damage, but in different situations. Collision insurance pays for vehicle repair or replacement if you collide with another vehicle or an object, like a pole. Comprehensive coverage is used to cover damage resulting from events outside your control, like theft, vandalism, natural disasters, and wildlife. Collision and comprehensive insurance are always optional coverage types under state law, but may be required by your lending company if you lease or finance a car.
Liability insurance pays for property damage and injuries the other driver sustains after an at-fault accident, and it is required by law in every state except New Hampshire and Virginia. However, lenders often require more than state minimum liability coverage to get a loan. If you are leasing or financing a car, you should typically carry at least $100,000 in bodily injury liability coverage per person ($300,000 per accident) and $100,000 in property damage liability coverage, along with comprehensive and collision insurance.
Even with liability, collision, and comprehensive coverage, your full coverage car insurance from Progressive will not cover every potential situation that could arise. Progressive offers even more optional coverage types to cover a wider variety of circumstances, including:
- Uninsured and underinsured motorist coverage
- Medical payments coverage
- Loan or lease payoff coverage
- Rental car reimbursement
- Roadside assistance
If you are not sure what coverage types you need, a Progressive representative can help you assess that. Call 1-855-347-3939 to get a personalized quote for the coverage you need.
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