Geico does not currently offer a dash cam discount. Geico has discounts for cars with certain safety features, but a dash cam is not one of them. Features like air bags, anti-lock brakes, anti-theft systems, and daytime running lights earn discounts on various coverage types. Anti-lock brakes, for example, could save you 5% on collision coverage.
No major U.S. insurance company has a discount for drivers with a dash cam in their car. Instead, insurers are using telematics technology. This electronically monitors certain driving habits, usually through a smartphone app. Geico launched its telematics program in 2019 and is currently testing the app in limited markets.
Geico’s DriveEasy app offers feedback about your driving and gives an overall score to set your discount. Right now, the app monitors distracted driving, hard braking, time of day, and total miles logged. The information from the app won’t be used to raise your rate, but your discount can be lowered based on your score. Geico can also use the app to help investigate any claims.
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