Does Geico have glass coverage? This question is about GEICO

Does Geico have glass coverage?

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This question is about GEICO

Merrill Burchell, Car Insurance Writer

@merrill_burchell • 05/05/23 This answer was first published on 04/17/23 and it was last updated on 05/05/23.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Yes, GEICO has glass coverage. GEICO’s glass coverage is generally part of its comprehensive insurance. Comprehensive coverage pays for damage to a vehicle from theft, vandalism, flood, fire or other perils. This type of insurance is usually written with a deductible between $500 and $1,500 per incident. Glass damage is subject to the comprehensive deductible unless the damage occurs to the car’s windshield. GEICO will waive the deductible for repairs to the windshield. Although repairs to the windshield are free, windshield replacements are not and will require policyholders to pay their deductible in most states.

Glass damage from a car accident is paid under different coverage. If the accident is the other driver’s fault, his or her liability insurance will pay to repair your glass. There is no deductible involved and no cost to you. If you are at fault in the accident, and you carry GEICO collision insurance, your collision policy will pay the amount of the repairs over your chosen deductible.

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MA AN, Member

@MA101451 • 05/22/20 This answer was first published on 05/22/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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The waived deductible for windshields below typically only applies to cracks/chips that are less than the size of a dollar bill and not to an entire windshield replacement.

Former GEICO Management

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Does comprehensive insurance cover windshield replacement?

Yes, comprehensive insurance covers windshield replacement as long as the windshield was damaged by something other than an accident. If the windshield was damaged in a crash, the cost of windshield replacement or repairs would fall under liability or collision coverage, depending on fault.

Comprehensive Insurance Covers Windshield Replacement Needed Due To:

Vandalism
Hail or other weather events
Animal damage
Road debris
Fallen trees
Natural disasters

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Is comprehensive insurance worth it?

Comprehensive insurance is worth it if the premium is a small percentage of the car’s value. Comprehensive insurance might also be worth it if the policyholder cannot afford to replace the vehicle without comprehensive coverage, or if the car is driven or parked in a particularly risky area.

Although comprehensive insurance is not mandatory in any state, dealerships and lenders frequently require comprehensive insurance, along with collision coverage, on leased or financed cars. In...

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How does Geico windshield replacement coverage work?

Geico windshield replacement is part of the company’s comprehensive coverage. When a windshield is damaged by anything other than a car accident, Geico will arrange for repair or replacement as long as the policyholder has comprehensive coverage. Windshield repairs are not subject to Geico’s regular comprehensive deductible, but full windshield replacement with Geico requires a deductible in most states.

If your windshield is damaged in a collision caused by another driver, his or her...

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