Merrill Burchell, Car Insurance Writer
Yes, GEICO has glass coverage. GEICO’s glass coverage is generally part of its comprehensive insurance. Comprehensive coverage pays for damage to a vehicle from theft, vandalism, flood, fire or other perils. This type of insurance is usually written with a deductible between $500 and $1,500 per incident. Glass damage is subject to the comprehensive deductible unless the damage occurs to the car’s windshield. GEICO will waive the deductible for repairs to the windshield. Although repairs to the windshield are free, windshield replacements are not and will require policyholders to pay their deductible in most states.
Glass damage from a car accident is paid under different coverage. If the accident is the other driver’s fault, his or her liability insurance will pay to repair your glass. There is no deductible involved and no cost to you. If you are at fault in the accident, and you carry GEICO collision insurance, your collision policy will pay the amount of the repairs over your chosen deductible.
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The waived deductible for windshields below typically only applies to cracks/chips that are less than the size of a dollar bill and not to an entire windshield replacement.
Former GEICO Management
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