How can I get a Geico good student discount?

You can get a good student discount for car insurance by being a high school or college student with at least a B grade point average. All of the 10 largest insurance companies offer a good student discount, and qualifications are typically the same between insurers. Exact discount amounts may vary by company and state, however. For example, State Farm's good student discount can help you save up to 25% on your premium.... read full answer

Insurers That Offer a Good Student Discount

• State Farm
• Geico
• Progressive
• Allstate
• USAA
• Liberty Mutual
• Farmers
• Nationwide
• American Family
• Travelers

To learn more, check out WalletHub’s guide to car insurance discounts.

If you already have a Geico policy, call customer service (800-207-7847) to ask about the additional affiliation discount of up to 8%. The discount is currently available to members of more than 800 partner organizations, and any organization with 50,000 or more active members is eligible for the program. Participating organizations include alumni associations, fraternities, sororities, colleges, universities, societies, charities, and large employers. To find out if your organization is among them, you can enter its name or browse through the categories on ... read full answerGeico’s website.

Popular Organizations with Geico Affiliation Discounts

• National Association of Federal Employees
• National Association of Government Contractors
• Texas A&M University
• National Peace Corps Association
• BJ’s Wholesale Club Members
• World Golf Tour

If you find an organization that you belong to in Geico's list, go to the organization’s website and sign in with your member credentials, if necessary. You can then go to the section on member benefits and find a link for a Geico insurance quote. Discounts vary by organization and state.

These affiliation partnerships help Geico market its products and expand its customer base. In return, organization members receive discounts on Geico insurance policies. The organizations also receive a fee from Geico for every member who requests a Geico quote, even if they don’t buy a policy.

College students can get car insurance discounts for having good grades or for going to college far away from the car they drive. College students can also qualify for general car insurance discounts, such as driver's education and good driver discounts. Since most college students are young drivers, car insurance companies consider them ... read full answerhigh-risk and usually charge them higher premiums, making discounts all the more important.

To qualify for a good student discount, drivers usually need to be under 25 years old and unmarried, with a B average or better. Additionally, distant student discounts are designed for students who do not have a car with them at college and who attend school more than 100 miles away from home. You can see which major car insurance companies have these student discounts below.

Car Insurance Discounts for College Students by Company

Most college students can save money on car insurance by staying on a family policy. However, if your permanent residence is different from your parents’ and you drive full-time, you will likely need your own policy. It also might be cheaper to buy your own policy if you go to school in an area with lower car insurance rates or if one of your family members has a poor driving record that increases premium costs.

For more information, check out WalletHub’s articles on cheap car insurance for new drivers under 21 and the best car insurance for new drivers under 25.