What is GEICO's NAIC number? This question is about GEICO

What is GEICO's NAIC number?

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This question is about GEICO

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@WalletHub • 03/14/22 This answer was first published on 06/20/19 and it was last updated on 03/14/22.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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GEICO's NAIC number for car insurance is 35882. NAIC numbers are assigned by the National Association of Insurance Commissioners (NAIC), a regulatory support organization that protects consumer interests in the insurance industry. They help identify and keep track of all insurance companies operating in the country.

You will need to know the GEICO NAIC number if you ever have to file an insurance claim or Department of Motor Vehicles report. The NAIC number identifies the company that holds your insurance policy. However, as a major insurance company, GEICO has several NAIC numbers. There is one for each affiliate company under GEICO’s corporate umbrella.

GEICO NAIC Numbers

Company	NAIC Number
Government Employees Insurance Company (GEICO)	22063
GEICO General Insurance Company	35882
GEICO Indemnity Company	22055
GEICO Casualty Company	41491
GEICO Advantage Insurance Company	14138
GEICO Choice Insurance Company	14139
GEICO Secure Insurance Company	14137
GEICO County Mutual Insurance Company	29181
GEICO Marine Insurance Company	37923

Each year, the NAIC issues a consumer complaints report. The industry median complaints score is 1, so anything below that means a company received fewer complaints than most competitors. In the 2021 NAIC report, GEICO's score was 1.33.

Answer Question

Is Geico a good insurance company?

Yes. Geico is a good insurance company. Geico has been providing insurance since 1936, boasts an A+ Better Business Bureau (BBB) rating, and is one of the cheapest major car insurance companies according to WalletHub's research.

However, Geico’s NAIC rating is 1.33, which means it has received more complaints than the average insurance company. On the other hand, it may be encouraging to note that Geico is a wholly owned subsidiary of Berkshire Hathaway, which boasts famous investor Warren Buffet as its chairman and CEO.... read full answer

Geico Insurance Company Ratings

A+ BBB rating

AA+ S&P rating

A++ A.M. Best rating

Average rating of 2.5/5 among user ratings on WalletHub

NAIC rating of 1.33

Geico offers a wide variety of insurance products, including policies for your home, vehicle and business, through a network of affiliates as well as non-affiliated companies that specialize in writing different types of insurance policies. You can also bundle policies from Geico for a multi-policy discount.

You can get a free quote by contacting Geico online or over the phone at (800) 207-7847.

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How does GEICO pay claims?

GEICO pays claims by issuing a check to cover their repair estimate, minus any deductible. Checks are mailed in as little as 48 hours after the accident investigation is completed.

If you are in an accident, you can start your GEICO claims process by filing a claim online at geico.com or calling (800) 841-3000 at any hour. Claims representatives are available 24/7. If your car or motorcycle is safe to drive, GEICO will schedule a time for you to bring it into a local inspection facility. If it is not safe to drive, an inspector will come to the vehicle. The inspection usually occurs within 24 hours of your claim report and takes about 30-60 minutes, after which you will receive a written repair estimate.... read full answer

For a simple claim with a clear cause of accident and no injuries, GEICO will send you a check within a few days. If your repair shop wants to charge more than GEICO’s estimate to fix your vehicle, you should negotiate with them. Ask them to honor the estimate. If they do not, the additional cost is yours to cover. Or you can try a different repair shop. You can use GEICO's Auto Repair Xpress program to find a shop near you that will work speedily with GEICO to repair your car.

So, GEICO’s claim-payment policies are pretty straightforward most of the time. In fact, the standard process can be broken down into a handful of simple steps.

How the GEICO claims process works:

You contact GEICO after an accident.

GEICO inspects your car.

GEICO sends you a check for the estimated repairs.

You take your car to be repaired at the body shop of your choice.

Things can get more complicated in certain situations, though. If your vehicle is considered a total loss, for example, it will likely take 7-10 days overall to receive your check. In addition to having the inspection and reviewing your settlement offer from GEICO, you will need to find your vehicle title, collect your belongings from the vehicle and sign paperwork releasing the vehicle before your claim is paid out.

If someone in the accident alleges that you were at fault and claims to have suffered vehicle damage or an injury, GEICO will investigate. A GEICO examiner will contact the drivers and passengers involved, as well as any witnesses, to get their accounts of the accident. The examiner will also review police reports, state and local traffic laws, and photos of the scene and vehicles, along with applicable medical information. Claims settlement can take longer to complete – up to several months, in some cases – as a result.

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How do I find my NAIC number?

You can find your NAIC number on your insurance card, under "Company Number" or a similar label. An NAIC number is a unique number assigned by the National Association of Insurance Commissioners to an insurance company, so you can also find it by visiting the NAIC website and searching for the company’s name.... read full answer

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