What rating does Geico insurance have?

You should switch your car insurance to a different company when you can find a cheaper rate for the same amount of coverage without sacrificing in terms of things like customer service. It’s actually best to compare quotes and consider switching insurance companies every 6-12 months in order to minimize costs. It’s also worth checking prices anytime you have a change in circumstance that will affect your rate, such as insuring a new car or...

Geico is so cheap because it sells insurance directly to consumers and offers a lot of discounts. Direct-to-consumer insurance sales eliminate the cost of middlemen and allow Geico to have significantly fewer local offices and agents than companies like State Farm and Allstate. Having a smaller agent network lowers Geico’s overhead costs, so they can pass those savings on to consumers.

Average Monthly Rates for Geico vs. Top Competitors

GEICO's NAIC number for car insurance is 35882. NAIC numbers are assigned by the National Association of Insurance Commissioners (NAIC), a regulatory support organization that protects consumer interests in the insurance industry. They help identify and keep track of all insurance companies operating in the country.

You will need to know the GEICO NAIC number if you ever have to file an insurance claim or Department of Motor Vehicles report. The NAIC number identifies...