GEICO roadside assistance does not have a towing miles limit. If you have GEICO roadside assistance coverage, GEICO will contract with an independent towing company to have your car taken to the nearest qualified repair facility free of charge, whether it is one mile away or more than 100 miles away.
You also have the option of paying out of pocket to have your car towed to a location farther away than the nearest qualified shop.
GEICO’s towing service compares favorably with that of AAA, which has a 5-mile limit for free towing. In less populated areas, you may not find a qualified repair shop within this distance. AAA also has a higher-tier service that includes free towing up to 100 miles, but it costs $100 per year. AAA’s basic roadside assistance package costs $67 per year. GEICO roadside assistance can cost as little as $14 per year.
In addition to towing, GEICO Emergency Road Service covers dead batteries, flat tires and lockout service. Only GEICO auto insurance policyholders are eligible for this add-on insurance. You can call (800) 424-3426 for more information or visit the GEICO website.
Yes, Geico does offer free towing for customers who have the company’s roadside assistance coverage. Geico roadside assistance generally costs $14 per vehicle per year and includes towing services to the nearest repair facility. Geico customers can request roadside assistance online, or they can call 1 (800) 424-3426.
Car insurance does not cover towing if you have a liability-only policy, but it might if you have full coverage. Many full coverage car insurance policies will reimburse drivers for towing that results from a collision, but won’t cover towing due to a mechanical issue or breakdown.
Some full coverage policies only cover towing if you pay extra for … read full answerroadside assistance, though. Sometimes called towing and labor coverage, roadside assistance is usually an easy and affordable add-on. You can add it to your policy for around $5 to $15 per car, per month.
Because towing coverage varies so much from policy to policy, it’s important to know exactly what is covered by speaking to your insurer directly. When purchased as an add-on, towing coverage typically includes:
Towing (up to a certain distance, in most cases)
Jumpstarts and battery replacements
Fuel delivery if you run out of gas
If you don’t have towing and labor coverage as part of your car insurance, you could also consider purchasing roadside assistance from a third-party, like AAA. Third-party providers offer the same roadside services you would get by adding on to your insurance policy, but some have extra perks. AAA, for example, offers free trip-planning tools, identity theft monitoring, and thousands of shopping, entertainment, and dining discounts.
Yes, USAA does offer free towing for customers who have the company’s roadside assistance coverage. USAA roadside assistance is provided by Agero, generally costs $20 per year and includes towing services to the nearest repair facility. USAA customers can request roadside assistance online, or they can call 800-531-8555.
While USAA’s roadside assistance covers towing and other services, it doesn’t cover the cost of repair parts, replacement keys, or major fixes due to things like engine failure or structural damage. You should also be aware that USAA's towing services do not apply if you need winching (extrication from mud, snow, ice), and you can't get services at an off-road location (only on or near public roads).
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