Geico offers several discounts that reward safe driving with reduced premiums. One Geico safe driver discount is available to policyholders who complete state-approved defensive driving classes. The program is available in all states except North Carolina, Michigan, Massachusetts, Vermont, and Hawaii. Every state has different rules for approved defensive driving courses and discount eligibility, but drivers can expect to save 5% to 20%. A 10% discount is most common with Geico.
Even though Geico’s defensive driving discounts vary by state, most have similar requirements. For example, your state may require you to be at least 50 years old, have a valid license, and have no recent at-fault accidents or moving violations on your record. You also need to complete the course voluntarily, not because it was court-ordered.
Approved online defensive driving classes are available in every state except Ohio, where you must have four hours of classroom or field training to get the discount. In all other cases, a course offered by the National Safety Council, American Safety Council, or Defensive Driving by IMPROV will earn the discount. Geico policyholders get a discount on the price of the class, and then course administrators notify Geico directly to apply the policy discount after course completion.
More Safe Driver Discounts From Geico
Geico has a good driver discount of up to 26% that is available to customers who’ve been accident-free for 5 years or more. You could meet the requirements for both the defensive-driving-course discount and the good driver discount to maximize your safe-driver savings.
Other Geico discounts reward safe driving habits, too. For example, Geico offers a discount of up to 15% for always wearing your seatbelt. That’s applicable to the portion of your premium that covers medical payments or personal injury protection.
The best way to find out exactly how your safe driving could lead to savings with Geico is to get a quote online. You can also call Geico customer service at 800-207-7847 for more information.
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