Does GEICO provide SR22 insurance?

This question is about GEICO

WalletHub, Financial Company

@WalletHub 09/06/19 First posted on 06/20/19
Last reviewed on 09/06/19

GEICO SR22 insurance covers drivers classified as “high-risk” by their state’s department of motor vehicles. Although high-risk insurance is often called SR22 insurance, SR22 is actually a form required by the court or state, verifying that a driver has auto insurance liability coverage. GEICO will file the SR22 on behalf of its policyholders. The filing fee is $25 in most states.

Regulations vary from state to state, but an SR22 is usually required for a driver to regain his or her license after driving-related violations, such as:

DUI convictions
Reckless driving
Accident caused by an uninsured driver
Driving without a license or insurance

GEICO has a history of working with high-risk drivers to help them keep their insurance and driving privileges. The biggest cost of SR22 insurance comes in the form of higher premiums. Premiums can rise 25% or more after a driving violation, depending on the type of violation as well as the driver’s age and location.

Time and a clean record will bring premiums down in the long run. Meanwhile, GEICO discounts—such as those for air bags (25%-40% off personal injury protection), anti-theft systems (25% off comprehensive coverage), or anti-lock brakes (5% off collision coverage)—may partially offset increases. The best way to get an accurate, personalized SR22 insurance quote is through GEICO’s website.

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