Geico does not have a teacher discount, specifically. But Geico’s affiliation discount can save teachers who belong to certain educational organizations or who work for a college or university up to 8% on their car insurance premium. The exact amount you’ll save depends on where you live and which organization you belong to.
Notable organizations helping teachers get a discount with Geico
Association of Teacher Educators
American Library Association
American Montessori Society
Faculty and staff of more than 400 colleges and universities
Members of more than 70 alumni associations
Kappa Delta Pi - International Honor Society in Education
You can only apply one affiliate discount per policy, so if you’re connected to more than one organization on Geico’s list, you should confirm which one has a bigger discount. You’ll be asked about your teaching affiliations when you get an online quote for a new policy, and you can see the discount applied right away. If you already have a Geico policy, call 800-207-7847 to have it applied to your account.
You can get a Geico good student discount if you have at least a B average or a 3.0 GPA. Student drivers can save up to 15% as long as they are full time high school or college students.
Young drivers are usually quite expensive to insure since they lack driving experience. However, … read full answerGeico offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.
Geico good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.
If you already have a Geico policy, call customer service (800-207-7847) to ask about the additional affiliation discount of up to 8%. The discount is currently available to members of more than 800 partner organizations, and any organization with 50,000 or more active members is eligible for the program. Participating organizations include alumni associations, fraternities, sororities, colleges, universities, societies, charities, and large employers. To find out if your organization is among them, you can enter its name or browse through the categories on … read full answerGeico’s website.
Popular Organizations with Geico Affiliation Discounts
National Association of Federal Employees
National Association of Government Contractors
Texas A&M University
National Peace Corps Association
BJ’s Wholesale Club Members
World Golf Tour
If you find an organization that you belong to in Geico's list, go to the organization’s website and sign in with your member credentials, if necessary. You can then go to the section on member benefits and find a link for a Geico insurance quote. Discounts vary by organization and state.
These affiliation partnerships help Geico market its products and expand its customer base. In return, organization members receive discounts on Geico insurance policies. The organizations also receive a fee from Geico for every member who requests a Geico quote, even if they don’t buy a policy.
Geico does not have a marriage discount. Geico does, however, tend to offer lower rates to married couples over single people. Married couples also tend to qualify for more discounts, like Geico’s multi-car and multi-policy discounts.
Married couples tend to be more careful and consistent, which translates to fewer accidents and less risk for the insurance company. Getting married should not cause your rates to go up, as a result, but there are exceptions. If your new spouse has a poor driving record or is considered a higher risk to insure for another … read full answerreason, you could pay much more.
As you age, the amount you save just for being a married couple will decrease. After middle age, you may find the savings go away altogether because you both have a higher risk of getting into an accident as seniors.
This is how Geico quotes were affected by a single driver in a 2017 Honda Accord getting married to a partner of the same age.
25 years old
35 years old
55 years old
Do I have to add my spouse to my car insurance with Geico?
You will have to add your spouse to your car insurance policy in almost all cases. Insurance companies are usually required by law to make policy information available to spouses. Your partner could be held financially responsible for an accident you caused, because you have shared ownership in each other’s assets. It’s also assumed that married couples will inevitably end up sharing vehicles, and most insurers require all licensed members of the household be listed on your policy. Even if you could avoid adding your spouse to your car insurance, it’s very unlikely you would save money by keeping separate policies.
You should notify Geico that you have gotten married and merge policies with your partner as soon as possible, especially if you’re young and moving of your parents’ home permanently. Most insurance companies consider marriage an official break from your parent’s policy, since it’s assumed you won’t be living at the same address anymore and will register your own vehicles. You don’t want to risk a lapse in coverage because your insurer dropped you from a parent’s policy before you could get coverage with your spouse.
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