GEICO windshield replacement is part of its comprehensive coverage. When a windshield is damaged by an object, theft, vandalism, storms, explosions, fire or similar event, GEICO will arrange for repair or replacement at no charge to policyholders with comprehensive coverage. At GEICO, windshield damage is not subject to the regular comprehensive deductible.
States like Florida, Kentucky, and South Carolina require a $0 deductible for windshield repair/replacement. This encourages drivers to fix a problem that poses a safety hazard to other drivers, passengers and cars. GEICO has extended this $0-deductible policy to its comprehensive coverage in all states. GEICO’s $0-deductible policy can save you as much as $100-$1,500 on a windshield replacement.
GEICO schedules windshield repairs and replacements quickly, often the same day as the claim is made. Replacement work generally takes less than an hour. However, windshield damage often doesn’t require a full replacement. If there is a small chip, nick or crack in the windshield (generally smaller than a dollar bill), GEICO will arrange for a professional repair technician to repair the damage at your home or office. This process can take 30 minutes or less.
If your windshield is damaged in a collision caused by another driver, and that driver has liability insurance, his or her liability insurance will cover your repair or replacement costs.
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