Yes, Progressive does insure high-risk drivers. Its subsidiary, Progressive Casualty Insurance Company, was actually the first auto insurance company to specialize in covering high-risk drivers when it was founded in 1956. Today, Progressive remains a major provider of insurance for high-risk drivers. Like any other insurance company, Progressive usually charges high-risk drivers more than the average customer.
Types of High-Risk Drivers Progressive Will Insure:
- Drivers requiring an SR-22 or FR-44
- Teenage drivers
- Elderly drivers
- Drivers with moving violations
- Drivers in high-risk ZIP codes
- Drivers with low credit scores
- Drivers with gaps in their history of car insurance coverage
- Drivers of most sports cars worth up to $150,000
If you are required to provide proof of insurance with an SR-22 or FR-44, Progressive will file the form for you. Current customers who need one of these forms should call 1-866-749-7436 to tell Progressive which state they are filing in. Progressive will file the form electronically or by mail depending on the state. New customers can get a quote online or via phone and explain that they need an SR-22 or FR-44.
Progressive notes that drivers looking for high risk auto insurance can lower their premium costs through the Snapshot program, which offers discounts to safe drivers based on factors like speed, miles on the road, and braking habits. For young drivers, good-student and teenage discounts can also lower costs, as can multi-car or bundled policies.
Whether or not you’re considered a high-risk driver, you can get a free Progressive quote online or by contacting an agent at 1-855-347-3749.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines
. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.