How do I get my SR-22 removed in Illinois? This question is about SR-22 Insurance Guide

How do I get my SR-22 removed in Illinois?

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This question is about SR-22 Insurance Guide

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@WalletHub • 07/07/21 This answer was first published on 03/24/20 and it was last updated on 07/07/21.For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You can get your SR-22 removed in Illinois after 3 years by notifying your insurance company, which will cancel the SR-22 filing with the state. Sometimes, the Secretary of State will send you a notice letting you know when your SR-22 period is over.

If you’re not sure whether you’ve satisfied your SR-22 certification requirement, you can find out when you’ll be able to remove the high-risk SR-22 label from your driving record by contacting the Secretary of State. Drivers who cancel their SR-22 coverage too early risk having their license suspended or facing fines.

Once you cancel your SR-22, your insurance premiums will likely go down because you are no longer considered as high-risk. As a result, you should get quotes from different insurance companies to make sure that you’re still getting the best deal. Additionally, if you do not own a car but were previously required to file a non-owner SR-22, you are free to cancel your insurance altogether.

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Who needs SR-22 insurance in Illinois?

Drivers need SR-22 insurance in Illinois after being convicted of a serious traffic violation, such as reckless driving or DUI. These drivers are considered “high risk” and are required to file an SR-22 certificate with the state to prove they have at least the minimum amount of car insurance required by Illinois law. Drivers in Illinois must maintain their SR-22 filing for 3 years.

Your first speeding ticket won’t necessarily guarantee that you need an SR-22. Illinois only...

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How much does SR-22 insurance cost in Illinois?

SR-22 insurance in Illinois costs $631 per year on average, plus a filing fee of $15 to $25 for the SR-22 form your insurer submits on your behalf. In contrast, car insurance for drivers without an SR-22 costs an average of $592 per year.

Cheapest SR-22 Insurance in Illinois

Westfield: $337 per year
Geico: $341 per year
Secura Insurance: $343 per year
Mercury: $350 per year
Country Financial: $360 per year

An SR-22 is a state-issued form verifying...

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How does DUI affect insurance rates?

Post-DUI insurance rates are 6% to 347% higher than premiums for drivers with clean records, depending on the state and insurance company. For example, Progressive only raises rates by an average of 6% after one DUI, while customers with Nationwide will see their premiums increase by about 125%. Similarly, a DUI affects insurance rates differently between states. Drivers in Maryland see the smallest increase in rates after a DUI, at only 28% on average. Rates...

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