How do I get the Progressive EFT discount?

To get the Progressive sign-online discount, ask to sign your policy documents electronically when you get a quote online or over the phone. Once you choose your coverage, Progressive will email the documents you need to sign electronically. These documents will walk you through the process of signing online.

The Progressive sign-online discount is about 8.5% and can be combined with Progressive’s paperless discount for even greater savings. The sign-online discount from Progressive is not available to drivers in California or New York.… read full answer

You can get a Progressive good student discount if you have at least a B average or a 3.0 GPA. Student drivers can save an average of 10% as long as they are 16-22 years old and enrolled full-time in high school, college or home schooling.

Young drivers are usually quite expensive to insure since they lack driving experience. However, … read full answerProgressive offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.

Progressive good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.

Progressive pay-per-mile insurance costs an average of $145 less than a standard six-month policy. Progressive does not have pay-per-mile in its most literal form, where customers are charged a low base price plus a per-mile rate. But Progressive Snapshot is a usage-based insurance program, which is one form of pay-per-mile insurance.… read full answer

With usage-based insurance like Progressive Snapshot, your driving is monitored using your smartphone or a plug-in device provided by the company. Progressive adjusts your premium every time you renew your policy based on actual driving habits like:

• Total mileage
• Late-night driving
• Hard braking and accelerating
• Distracted driving

It is possible your rates could increase with high-risk driving, but 8 out of 10 drivers see their rates go down with Progressive Snapshot, per the company’s data. You could also save $26 on your premium right away, just for signing up. But this discount isn’t available to drivers in Alaska, California, Hawaii, North Carolina, or New York. Progressive offers specific details about what you can expect from Snapshot in each state on its website.

You can sign up for Snapshot when you purchase your policy or by calling 1-877-329-7283.