How do I find out if I still need an SR-22?

This question is about SR-22 Insurance Guide

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@WalletHub 12/18/20 This answer was first published on 12/18/20. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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To find out if you still need an SR-22, contact your local DMV office and ask if your SR-22 form has been filed for the required period of time. If it has, you can then contact your car insurance company and request that they remove your SR-22 filing with the state. Each state has its own requirements, but you usually only need an SR-22 for about three years.

You should never cancel your SR-22 filing if the DMV says you still need it. Doing so would result in penalties such as driver’s license suspension, vehicle registration suspension, and hefty fees. In addition, you would likely need to start the SR-22 filing period all over again.

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What happens if I dont file an SR-22?

Can you get SR-22 insurance without a car?

Yes, you can get SR-22 insurance without a car if you purchase a non-owner policy and ask the insurance company to file an SR-22 on your behalf with the state DMV. Non-owner SR-22 insurance verifies that high-risk drivers who do not own a vehicle have the minimum amount of car insurance required by their state. … read full answer

Non-owner SR-22 insurance is not available if you have access to a vehicle owned by someone in your household. Additionally, if you are required to have an ignition interlock breathalyzer device installed in any car you drive after a DUI, you will not be able to purchase non-owner SR-22 coverage.

The cost of non-owner SR-22 insurance varies by state. Since this coverage applies to people who are less likely to drive regularly, it generally costs less than regular SR-22 coverage.

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What should I do if my SR-22 insurance lapses?

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