How does AAADrive work? This question is about AAA Insurance

AAADrive works by tracking your driving habits through a a smartphone app and rewarding safe driving with lower rates. AAADrive monitors things like speeding and phone usage, and AAA will not raise your rates for poor driving habits. Key Things to Know About AAADrive Customers who sign up for Drive will automatically get an initial discount of 5%. AAA customers who drive safely can save up to 30% while using Drive. AAADrive monitors your acceleration, speed, braking, phone usage, what time of day you typically drive, and the routes you often travel. In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the liklihood of a discount. AAADrive has a 4/5 rating from WalletHub’s editors. Customer reviews for the AAADrive app average 4.4/5. Drive is not available in every state. To learn more, check out WalletHub’s full review of AAADrive.

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How does AAADrive work?

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This question is about AAA Insurance

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McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 05/13/22 This answer was first published on 05/13/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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AAADrive works by tracking your driving habits through a a smartphone app and rewarding safe driving with lower rates. AAADrive monitors things like speeding and phone usage, and AAA will not raise your rates for poor driving habits.

Key Things to Know About AAADrive

Customers who sign up for Drive will automatically get an initial discount of 5%.
AAA customers who drive safely can save up to 30% while using Drive.
AAADrive monitors your acceleration, speed, braking, phone usage, what time of day you typically drive, and the routes you often travel.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the liklihood of a discount.
AAADrive has a 4/5 rating from WalletHub’s editors.
Customer reviews for the AAADrive app average 4.4/5.
Drive is not available in every state.

To learn more, check out WalletHub’s full review of AAADrive.

Answer Question

How much can you save with AAADrive?

You can save 5% initially with AAADrive and then up to 30% depending on your driving habits. AAADrive monitors things like speeding and phone use to determine how much a driver is eligible to save.

Considering that normal car insurance from AAA costs an average of $48 per month, trying AAADrive may be an easy way for drivers to save on their premiums. But it should be noted that AAADrive will raise rates for poor driving, so less-than-perfect drivers may want to reconsider their driving habits before signing up for Drive from AAA.… read full answer

To learn more, check out WalletHub’s full review of AAADrive.

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Does AAADrive track speed?

Yes, AAADrive does track speed using a smartphone app. AAADrive also raises car insurance premiums for poor driving, so drivers who have a habit of speeding may want to reconsider using this telematics program.

What AAADrive Tracks

Speed
Time of day you typically drive
How long you drive without a break… read full answer

Phone use

In addition to raising your rates due to speeding while using AAADrive, AAA will increase your premiums for things like speeding tickets, at-fault accidents and moving violations since these activities are reported on your driving record and could classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.

To learn more, check out WalletHub’s full review of AAADrive.

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Does AAADrive track location?

Yes, AAADrive tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how AAA collects, stores, and uses your data, be sure to read the privacy policy in the Drive app or contact AAA directly.… read full answer

Why AAADrive Tracks Location

Drive tracks your location using a smartphone app to measure speed, time of day you typically drive, and how long you drive without a break more accurately.

Location information can be used to determine how far you travel on each trip, as well as your average speed.

Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.

To learn more, check out WalletHub’s review of AAADrive.

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