AAADrive works by tracking your driving habits through a a smartphone app and rewarding safe driving with lower rates. AAADrive monitors things like speeding and phone usage, and AAA will not raise your rates for poor driving habits.
Key Things to Know About AAADrive
Customers who sign up for Drive will automatically get an initial discount of 5%.
AAA customers who drive safely can save up to 30% while using Drive.
AAADrive monitors your acceleration, speed, braking, phone usage, what time of day you typically drive, and the routes you often travel.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the liklihood of a discount.
AAADrive has a 4/5 rating from WalletHub’s editors.
Customer reviews for the AAADrive app average 4.4/5.
You can save 5% initially with AAADrive and then up to 30% depending on your driving habits. AAADrive monitors things like speeding and phone use to determine how much a driver is eligible to save.
Considering that normal car insurance from AAA costs an average of $48 per month, trying AAADrive may be an easy way for drivers to save on their premiums. But it should be noted that AAADrive will raise rates for poor driving, so less-than-perfect drivers may want to reconsider their driving habits before signing up for Drive from AAA.… read full answer
To learn more, check out WalletHub’s full review of AAADrive.
Yes, AAADrive does track speed using a smartphone app. AAADrive also raises car insurance premiums for poor driving, so drivers who have a habit of speeding may want to reconsider using this telematics program.
In addition to raising your rates due to speeding while using AAADrive, AAA will increase your premiums for things like speeding tickets, at-fault accidents and moving violations since these activities are reported on your driving record and could classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.
Yes, AAADrive tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Why AAADrive Tracks Location
Drive tracks your location using a smartphone app to measure speed, time of day you typically drive, and how long you drive without a break more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
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