How does Allstate Drivewise work?

You can save up to 40% just for trying Allstate Drivewise and then are eligible for periodic cash back rewards depending on your driving habits. Allstate Drivewise monitors things like speeding and braking to determine how much a driver is eligible to save.

Considering that normal car insurance from Allstate costs an average of $79 per month, trying Allstate Drivewise may be an easy way for drivers to save on their premiums. That’s especially true since Allstate Drivewise will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using Drivewise from Allstate. That said, people with poor driving habits will not be able to get the maximum discount from Drivewise.... read full answer

To learn more, check out WalletHub’s full review of Allstate Drivewise.

Yes, Allstate Drivewise does track speed using a smartphone app. Allstate Drivewise does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try Drivewise virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from Allstate Drivewise that safer drivers receive.... read full answer

What Allstate Drivewise Tracks

• Speed
• Hard braking
• Time of day you typically drive
• Phone use

Even though you won’t see rate increases just from using Drivewise, Allstate itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.

To learn more, check out WalletHub’s full review of Allstate Drivewise.

Yes, Allstate Drivewise tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Allstate collects, stores, and uses your data, be sure to read the privacy policy in the Drivewise app or contact Allstate directly.... read full answer

Why Allstate Drivewise Tracks Location

• Drivewise tracks your location using a smartphone app to measure speed, hard braking, and time of day you typically drive more accurately.
• Location information can be used to determine how far you travel on each trip, as well as your average speed.
• Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
• If you use the accident detection feature, Drivewise may automatically initiate a call for emergency assistance if an incident is detected.
• Drivewise saves maps of your trips using your GPS location data so you can review areas where you may need to improve your driving habits.

To learn more, check out WalletHub’s review of Allstate Drivewise.