How does American Family KnowYourDrive work?

You can save 10% initially with American Family KnowYourDrive and then up to 20% depending on your driving habits. American Family KnowYourDrive monitors things like speeding and mileage to determine how much a driver is eligible to save.

Considering that normal car insurance from American Family costs an average of $67 per month, trying American Family KnowYourDrive may be an easy way for drivers to save on their premiums. But it should be noted that American Family KnowYourDrive will raise rates for poor driving, so less-than-perfect drivers may want to reconsider their driving habits before signing up for KnowYourDrive from American Family.… read full answer

Yes, American Family KnowYourDrive does track speed using a smartphone app. KnowYourDrive does not raise rates for poor driving, however, so even drivers who have a habit of speeding can try KnowYourDrive virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from American Family KnowYourDrive that safer drivers receive.… read full answer

What American Family KnowYourDrive Tracks

• Speed
• Hours driven
• Hard braking
• Nighttime driving

Even though you won’t see rate increases just from using KnowYourDrive, American Family itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.

Yes, American Family KnowYourDrive tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how American Family collects, stores, and uses your data, be sure to read the privacy policy in the KnowYourDrive app or contact American Family directly.… read full answer

Why American Family KnowYourDrive Tracks Location

• KnowYourDrive tracks your location using a smartphone app to measure speed, hours driven, and hard braking more accurately.
• Location information can be used to determine how far you travel on each trip, as well as your average speed.
• Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.​​​​