Erie YourTurn works by tracking your driving habits through a a smartphone app and rewarding safe driving with lower rates. Erie YourTurn monitors things like acceleration and hard braking, and Erie will not raise your rates for poor driving habits.
Key Things to Know About Erie YourTurn
Erie customers who drive safely can earn up to $10 (drivers aged 16-23) or $5 (drivers aged 24+) in gift cards every two weeks while using Erie YourTurn.
Erie YourTurn monitors your acceleration, hard braking, hard cornering, speeding, phone usage, and mileage.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the likelihood of a discount.
Customer reviews for the Erie YourTurn app average 3.5/5.
YourTurn is only available in IL, IN, MD, OH, PA, TN, VA, WI, and WV.
You can save up to $10 on your premiums just for trying Erie YourTurn and then are eligible for additional discounts of up to $10 every two weeks depending on your driving habits. Erie YourTurn monitors things like speeds and distance driven to determine how much a driver is eligible to save.… read full answer
Considering that normal car insurance from Erie costs an average of $113 per month, trying Erie YourTurn may be an easy way for drivers to save on their premiums. That’s especially true since Erie YourTurn will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using YourTurn from Erie. That said, people with poor driving habits will not be able to get the maximum discount from YourTurn.
Yes, Erie YourTurn does track speed using a smartphone app. Erie YourTurn does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try YourTurn virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from Erie YourTurn that safer drivers receive.… read full answer
What Erie YourTurn Tracks
Speed
Hard braking
Mileage
Phone use
Even though you won’t see rate increases just from using YourTurn, Erie itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.
Yes, Erie YourTurntracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Erie collects, stores, and uses your data, be sure to read the privacy policy in the YourTurn app or contact Erie directly. … read full answer
Why Erie YourTurnTracks Location
YourTurn tracks your location using a smartphone app to measure speed, hard braking, mileage, and phone use more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
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