How does Esurance DriveSense work?

No, Esurance DriveSense will not raise your rates for poor driving habits. Esurance DriveSense users will not see any rate increases for things like speed or hard braking, good drivers can save a lot on their premiums every year when using DriveSense.

Key Things to Know About Esurance DriveSense

• Esurance DriveSense tracks things like speed, hard braking and the time of day that you drive... read full answer
• Drivers can use the DriveSense app to track their habits
• Esurance DriveSense has a 4/5 rating from WalletHub’s editors
• Not available in CA, DE, FL. HI. IN, MA, MS, MT, NH, NY, NC, VT, WI & WY
• Customer reviews of the app average 3.8 out of 5
• Minimum coverage from Esurance costs an average of $60 per month without DriveSense

Remember that poor driving while using DriveSense will not lead to as many discounts in the program as safe driving would. Additionally, regardless of whether you use DriveSense, Esurance itself can raise your rates for things like at-fault accidents, speeding tickets, and other moving violations. Esurance learns of such things from your driving record and CLUE report, rather than through DriveSense.

To learn more, check out WalletHub’s full review of Esurance DriveSense.

Yes, Esurance DriveSense does track speed using a smartphone app. Esurance DriveSense does not raise car insurance premiums for poor driving, however, so even drivers who have a habit of speeding can try DriveSense virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from Esurance DriveSense that safer drivers receive.... read full answer

What Esurance DriveSense Tracks

• Speed
• Hard braking
• Time of day you typically drive
• Mileage

Even though you won’t see rate increases just from using DriveSense, Esurance itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.

To learn more, check out WalletHub’s full review of Esurance DriveSense.

Yes, Esurance DriveSense tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Esurance collects, stores, and uses your data, be sure to read the privacy policy in the DriveSense app or contact Esurance directly.... read full answer

Why Esurance DriveSense Tracks Location

• DriveSense tracks your location using a smartphone app to measure speed, hard braking, and the time of day you typically drive more accurately.
• Location information can be used to determine how far you travel on each trip, as well as your average speed.
• Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
• DriveSense saves maps of your trips using your GPS location data so you can review areas where you may need to improve your driving habits.

To learn more, check out WalletHub's review of Esurance DriveSense.