Geico DriveEasy works by tracking your driving habits through a a smartphone app and rewarding safe driving with lower rates. Geico DriveEasy monitors things like distracted driving and hard braking. Geico may also raise your rates for poor driving habits, unlike some other insurers, so it’s important to be careful when using Geico DriveEasy.
Key Things to Know About Geico DriveEasy
Geico DriveEasy monitors distracted driving, hard braking, cornering, smoothness, road type, distance driven, weather, and the time of day you typically drive.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may cause rate increase.
Geico DriveEasy has a 4.5/5 rating from WalletHub’s editors.
Customer reviews for the Geico DriveEasy app average 3.3/5.
DriveEasy is ony availabe in AL, AR, CO, CT, FL, GA, ID, IA, IL, IN, KY, MD, MN, NC, NV, NJ, NM, OH, OK, OR, PA, TN, TX, UT, VA, WA and WI.
Geico DriveEasy used to say that you can save up to 15% initially and then up to 25% depending on your driving habits, though these statistics are no longer listed on the DriveEasy site. DriveEasy monitors things like speed and hard braking to determine how much a driver is eligible to save.… read full answer
Trying Geico DriveEasy may be an easy way for good drivers to save on their premiums. But it should be noted that Geico DriveEasy will raise rates for poor driving. So, less-than-perfect drivers may want to reconsider their driving habits before signing up for DriveEasy from Geico.
Yes, Geico DriveEasy does track speed using a smartphone app. Geico DriveEasy also raises car insurance premiums for poor driving, so drivers who have a habit of speeding may want to reconsider using this telematics program.
What Geico DriveEasy Tracks
In addition to raising your rates due to speeding while using DriveEasy, Geico will increase your premiums for things like speeding tickets, at-fault accidents and moving violations since these activities are reported on your driving record and could classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.… read full answer
Yes, Geico DriveEasy tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Why Geico DriveEasy Tracks Location
DriveEasy tracks your location using a smartphone app to measure speed, hard braking, and distance more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
DriveEasy app includes a navigation feature using your device's GPS location.
WalletHub Answers is a free service that helps consumers access financial information. Information on WalletHub Answers is provided “as is” and should not be considered financial, legal or investment advice. WalletHub is not a financial advisor, law firm, “lawyer referral service,” or a substitute for a financial advisor, attorney, or law firm. You may want to hire a professional before making any decision. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. The helpfulness of a financial advisor's answer is not indicative of future advisor performance.
WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our content guidelines. This question was posted by WalletHub. Please keep in mind that editorial and user-generated content on this page is not reviewed or otherwise endorsed by any financial institution. In addition, it is not a financial institution’s responsibility to ensure all posts and questions are answered.
Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offer’s details page using the designation "Sponsored", where applicable. Advertising may impact how and where products appear on this site (including, for example, the order in which they appear). At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products.