Geico DriveEasy works by tracking your driving habits through a a smartphone app and rewarding safe driving with lower rates. Geico DriveEasy monitors things like distracted driving and hard braking. Geico may also raise your rates for poor driving habits, unlike some other insurers, so it’s important to be careful when using Geico DriveEasy.
Key Things to Know About Geico DriveEasy
Geico DriveEasy monitors distracted driving, hard braking, cornering, smoothness, road type, distance driven, weather, and the time of day you typically drive.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may cause rate increase.
Geico DriveEasy has a 4.5/5 rating from WalletHub’s editors.
Customer reviews for the Geico DriveEasy app average 3.3/5.
DriveEasy is ony availabe in AL, AR, CO, CT, FL, GA, ID, IA, IL, IN, KY, MD, MN, NC, NV, NJ, NM, OH, OK, OR, PA, TN, TX, UT, VA, WA and WI.
Geico DriveEasy used to say that you can save up to 15% initially and then up to 25% depending on your driving habits, though these statistics are no longer listed on the DriveEasy site. DriveEasy monitors things like speed and hard braking to determine how much a driver is eligible to save.… read full answer
Trying Geico DriveEasy may be an easy way for good drivers to save on their premiums. But it should be noted that Geico DriveEasy will raise rates for poor driving. So, less-than-perfect drivers may want to reconsider their driving habits before signing up for DriveEasy from Geico.
To learn more, check out WalletHub's full review of Geico DriveEasy.
Yes, Geico DriveEasy does track speed using a smartphone app. Geico DriveEasy also raises car insurance premiums for poor driving, so drivers who have a habit of speeding may want to reconsider using this telematics program.
What Geico DriveEasy Tracks
Speed
Hard braking
Cornering
Mileage
In addition to raising your rates due to speeding while using DriveEasy, Geico will increase your premiums for things like speeding tickets, at-fault accidents and moving violations since these activities are reported on your driving record and could classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.… read full answer
Yes, Geico DriveEasy tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how Geico collects, stores, and uses your data, be sure to read the privacy policy in the DriveEasy app or contact Geico directly.… read full answer
Why Geico DriveEasy Tracks Location
DriveEasy tracks your location using a smartphone app to measure speed, hard braking, and distance more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
DriveEasy app includes a navigation feature using your device's GPS location.
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