Progressive Snapshot works by tracking your driving habits through a a smartphone app or a plug-in device, depending on your state and rewarding safe driving with lower rates. Progressive Snapshot monitors things like acceleration and hard braking. Progressive may also raise your rates for poor driving habits, unlike some other insurers, so it’s important to be careful when using Progressive Snapshot.
Key Things to Know About Progressive Snapshot
Progressive customers who drive safely can save up to an average of $156 per year while using Snapshot.
Progressive Snapshot monitors acceleration, hard braking, total mileage, distracted driving, and the time of day you typically drive.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may cause rate increase.
Progressive Snapshot has a 3.7/5 rating from WalletHub’s editors.
Customer reviews for the Progressive Snapshot app average 4.3/5.
Snapshot is available in all states except CA and NC.
You can save up to 47% initially with Progressive Snapshot and then are eligible for an additional discount depending on your driving habits. Progressive Snapshot monitors things like speeding and braking to determine how much a driver is eligible to save.
Considering that normal car insurance from Progressive costs an average of $54 per month, trying Progressive Snapshot may be an easy way for drivers to save on their premiums. But it should be noted that Progressive Snapshot will raise rates for poor driving, so less-than-perfect drivers may want to reconsider their driving habits before signing up for Snapshot from Progressive.… read full answer
Yes, Progressive Snapshot does track speed using a smartphone app or a plug-in device. Snapshot also raises rates for poor driving, so drivers who have a habit of speeding may want to reconsider using this telematics program.
What Progressive Snapshot Tracks
In addition to raising your rates due to speeding while using Snapshot, Progressive will increase your premiums for things like speeding tickets, at-fault accidents and moving violations since these activities are reported on your driving record and could classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.… read full answer
Yes, Progressive Snapshot tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Why Progressive Snapshot Tracks Location
Snapshot tracks your location using a smartphone app or a plug-in device, depending on your state to measure speed, hard braking, total mileage, and phone use more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
If you use the accident detection feature, Snapshot may automatically initiate a call for emergency assistance if an incident is detected.
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