How does State Farm Safe and Save work?

You can save 10% just for trying State Farm Drive Safe & Save and then up to 30% depending on your driving habits. State Farm Drive Safe & Save monitors things like speeding and braking to determine how much a driver is eligible to save.

Considering that normal car insurance from State Farm costs an average of $77 per month, trying State Farm Drive Safe & Save may be an easy way for drivers to save on their premiums. That’s especially true since State Farm Drive Safe & Save will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using Drive Safe & Save from State Farm. That said, people with poor driving habits will not be able to get the maximum discount from Drive Safe & Save.… read full answer

To learn more, check out WalletHub’s full review of State Farm Drive Safe & Save.

Yes, State Farm Safe and Save does track speed using a smartphone app paired with a bluetooth device. Safe and Save does not raise rates for poor driving, however, so even drivers who have a habit of speeding can try Safe and Save virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from State Farm Safe and Save that safer drivers receive.… read full answer

What State Farm Safe and Save Tracks

• Speed
• Hard braking
• Cornering
• Phone use

Even though you won’t see rate increases just from using Safe and Save, State Farm itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.

To learn more, check out WalletHub’s full review of State Farm Safe and Save.

Yes, State Farm Safe and Save tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.

Additionally, your location information is not accessed in real-time except to provide emergency services in the event of an accident. To understand how State Farm collects, stores, and uses your data, be sure to read the privacy policy in the Safe and Save app or contact State Farm directly.… read full answer

Why State Farm Safe and Save Tracks Location

• Safe and Save tracks your location using a smartphone app paired with a Bluetooth device to measure speed, hard braking and cornering more accurately.
• Location information can be used to determine how far you travel on each trip, as well as your average speed.
• Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.

To learn more, check out WalletHub's review of State Farm Safe and Save.