State Farm Safe and Save works by tracking your driving habits through a a smartphone app paired with a bluetooth device and rewarding safe driving with lower rates. State Farm Safe and Save monitors things like acceleration and hard braking, and State Farm will not raise your rates for poor driving habits.
Key Things to Know About State Farm Safe and Save
State Farm customers who drive safely can save an average of 30% while using Safe and Save.
State Farm Safe and Save monitors speed, acceleration, hard braking, cornering and phone usage.
In addition to speeding and hard braking, things like driving late at night or being in heavy traffic often may reduce the likelihood of a discount.
State Farm Safe and Save has a 4.3/5 rating from WalletHub’s editors.
Customer reviews for the State Farm Safe and Save app average 4.35/5.
Safe and Save is available in all states except CA, MA and RI.
You can save 10% just for trying State Farm Drive Safe & Save and then up to 30% depending on your driving habits. State Farm Drive Safe & Save monitors things like speeding and braking to determine how much a driver is eligible to save.
Considering that normal car insurance from State Farm costs an average of $77 per month, trying State Farm Drive Safe & Save may be an easy way for drivers to save on their premiums. That’s especially true since State Farm Drive Safe & Save will not raise rates for poor driving. So, even less-than-perfect drivers can benefit from using Drive Safe & Save from State Farm. That said, people with poor driving habits will not be able to get the maximum discount from Drive Safe & Save.… read full answer
Yes, State Farm Safe and Save does track speed using a smartphone app paired with a bluetooth device. Safe and Save does not raise rates for poor driving, however, so even drivers who have a habit of speeding can try Safe and Save virtually risk-free. Still, drivers who tend to speed should remember that they won’t be able to get all the discounts from State Farm Safe and Save that safer drivers receive.… read full answer
What State Farm Safe and Save Tracks
Even though you won’t see rate increases just from using Safe and Save, State Farm itself will raise rates for things like speeding tickets, at-fault accidents and moving violations since these go on your driving record and can classify you as high-risk. As a result, practicing safe driving is the best way to keep your premiums low.
Yes, State Farm Safe and Save tracks location for things like underwriting purposes, helping to speed up claims processes, and to give you accurate details of your trips. Your location information does not directly determine your premium or discounts, though.
Why State Farm Safe and Save Tracks Location
Safe and Save tracks your location using a smartphone app paired with a Bluetooth device to measure speed, hard braking and cornering more accurately.
Location information can be used to determine how far you travel on each trip, as well as your average speed.
Stored location data may be used during the claims process to better analyze the details of the incident, such as speed and location layout.
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