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You need an SR-22 for 1-5 years after a DUI, though most states require you to have it for three years. You must be continuously insured during this timeframe, since any lapse in coverage will cause the SR-22 clock to reset.
Once you’ve maintained your SR-22 insurance for the required period of time after a DUI, you can contact your insurance company and ask them to cancel the SR-22 filing. However, keep in mind that your insurance company will have to contact the state DMV to remove the form. If you attempt to cancel the SR-22 early, you will face repercussions including hefty fines and a driver’s license suspension.
Since a DUI conviction and an SR-22 classify you as a high-risk driver, you should expect your insurance rates to go up by about 80%, though the exact amount will depend on your state. The good news is that insurance companies only look back 3-5 years on your driving record when calculating your premium, so your rates will eventually go back down.
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