How long do points stay on your license in Montana? This question is about Points on Driver’s License

Points stay on your license for 3 years in Montana. After 3 years, points will fall off your driver’s license and will no longer factor into your insurance rates or count toward a license suspension. Key Things to Know About Points on Your License in Montana Accumulating 15 points in 3 years will result in a license suspension in Montana. Drivers might also be classified as high-risk to insure and be required to file an SR-22. Montana's point system is designed to penalize drivers for unsafe behavior, and different moving violations will result in a different number of points. For example, a speeding ticket will result in three points, while a DUI will result in ten points. In Montana, even when the points for a violation expire after a certain period of time, the violation itself may remain on your driving record for longer. Driver’s license points are important because insurance companies check driving records to determine how much risk a driver presents. Customers with more violations on their record will be charged a higher premium since they are considered more likely to file a claim. But it’s important to remember that insurance companies typically have a look-back period of just 3-5 years, meaning past mistakes will only factor into your insurance rates temporarily. To learn more, check out WalletHub’s guide to points on your driver’s license.

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How long do points stay on your license in Montana?

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Lilah Butler, Car Insurance Writer

@lilah_c • 04/25/23 This answer was first published on 04/25/23. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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Points stay on your license for 3 years in Montana. After 3 years, points will fall off your driver’s license and will no longer factor into your insurance rates or count toward a license suspension.

Key Things to Know About Points on Your License in Montana

Accumulating 15 points in 3 years will result in a license suspension in Montana. Drivers might also be classified as high-risk to insure and be required to file an SR-22.
Montana's point system is designed to penalize drivers for unsafe behavior, and different moving violations will result in a different number of points. For example, a speeding ticket will result in three points, while a DUI will result in ten points.
In Montana, even when the points for a violation expire after a certain period of time, the violation itself may remain on your driving record for longer.

Driver’s license points are important because insurance companies check driving records to determine how much risk a driver presents. Customers with more violations on their record will be charged a higher premium since they are considered more likely to file a claim. But it’s important to remember that insurance companies typically have a look-back period of just 3-5 years, meaning past mistakes will only factor into your insurance rates temporarily.

To learn more, check out WalletHub’s guide to points on your driver’s license.

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How do you check how many points are on your license in Montana?

You can check how many points are on your license in Montana by going to the Montana Department of Justice website and clicking “Driver History Records Service.” Checking your license points in Montana will cost you $7.87 online or $4.12 in person.

Montana uses driver’s license points to track violations and determine when drivers become habitual offenders. You can also receive an automatic license suspension for certain violations. For example, a DUI conviction or...

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What are car insurance points?

Car insurance points are how insurance companies grade each customer’s risk as a driver. Major auto insurance companies assign points based on certain behaviors by the driver, like filing accident claims or getting a speeding ticket. The points, in turn, help the insurance companies decide how much to charge drivers for a policy. The more points a driver has, the more they are likely to cost the insurance company, and the more they will have...

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What is SR-22 insurance in Montana?

An SR-22 in Montana is a certificate proving that a high-risk driver has the legal requirements for car insurance in Montana. So-called SR-22 insurance raises annual car insurance premiums by roughly $29 in Montana, compared to standard rates. In addition, there’s usually a fee of $15 to $25 for your insurance company to file your SR-22 documentation with the state.

Your SR-22 must be maintained with Montana’s licensing agency for 3 years, according to...

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