How long do you need an SR-22? This question is about SR-22 Insurance Guide

You need to have an SR-22 for 1-5 years, depending on which state you live in. If your auto insurance coverage lapses at any point in this period, your insurance company is legally obligated to notify the state and your SR-22 time will be reset. Examples of How Long You Need an SR-22 by State State Minimum SR-22 Filing Period (in Years) California 3 Texas 2 Florida 3 Illinois 3 Ohio 3-5 Georgia 3 Michigan 3 Virginia 3 Washington 3 Connecticut 1 Because an SR-22 form classifies you as a high-risk driver, your insurance rates will go up – by about 80% on average after a DUI or around 18% for less serious violations. Most, but not all, states require an SR-22 after an accident. To learn about your state’s specific requirements, as well as other important information about SR-22s, check out WalletHub’s guide to SR-22 insurance.

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How long do you need an SR-22?

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This question is about SR-22 Insurance Guide

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Leif Olson, Car Insurance Writer

@leif_olson_1 • 11/30/21 This answer was first published on 11/30/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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You need to have an SR-22 for 1-5 years, depending on which state you live in. If your auto insurance coverage lapses at any point in this period, your insurance company is legally obligated to notify the state and your SR-22 time will be reset.

Examples of How Long You Need an SR-22 by State

State	Minimum SR-22 Filing Period (in Years)
California	3
Texas	2
Florida	3
Illinois	3
Ohio	3-5
Georgia	3
Michigan	3
Virginia	3
Washington	3
Connecticut	1

Because an SR-22 form classifies you as a high-risk driver, your insurance rates will go up – by about 80% on average after a DUI or around 18% for less serious violations.

Most, but not all, states require an SR-22 after an accident. To learn about your state’s specific requirements, as well as other important information about SR-22s, check out WalletHub’s guide to SR-22 insurance.

How can you get an SR-22 removed?

To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years. Since individual drivers do not handle SR-22 forms themselves, the insurance company will take care of the cancellation.

You can contact your...

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How long after a DUI do I need an SR-22?

You need an SR-22 for 1-5 years after a DUI, though most states require you to have it for three years. You must be continuously insured during this timeframe, since any lapse in coverage will cause the SR-22 clock to reset.

Once you’ve maintained your SR-22 insurance for the required period of time after a DUI, you can contact your insurance company and ask them to cancel the SR-22 filing. However, keep in mind...

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Do I need an SR-22 to reinstate my license?

You may need an SR-22 to reinstate your license if your license was suspended. An SR-22 is a form filed by your insurance company with your state’s DMV to certify that you have at least the minimum insurance coverage required by the state after serious offenses, like DUIs or driving without insurance.

On the other hand, if your license simply expired and you are trying to get it reinstated, you may need to reapply...

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