How long does an SR-22 last? This question is about SR-22 Insurance Guide

An SR-22 lasts three years on average, though the exact filing period depends on the state. An SR-22 is a form filed with your state by your insurance company after offenses like driving without insurance or DUIs, and you must maintain coverage for the entirety of the required duration once you have an SR-22. Any lapse in coverage will reset the clock. How Long SR-22s Last in the Biggest States State Minimum Filing Period California 3 years Texas 2 years Florida 3 years* New York 0 years Pennsylvania 0 years *For DUIs only, drivers in Florida are required to file an FR-44 form instead of an SR-22. Key Things to Remember About SR-22s While an SR-22 may end after a few years, the action that led to it, such as a DUI, can stay on your record for significantly longer, depending on the offense. Some states do not use SR-22s at all. With an SR-22, you are required to continually carry insurance. Any lapse in coverage will be reported to your state’s DMV by your insurance company, and that will reset the clock for how long you need an SR-22. Having an SR-22 will classify you as a high-risk driver, due to the types of violations that trigger an SR-22. You will see more expensive insurance rates for about 3 to 5 years, depending on the severity of the offense. Not every state requires an SR-22, and each state has their own specific requirements. To learn more, check out WalletHub’s guide to SR-22 insurance.

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How long does an SR-22 last?

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This question is about SR-22 Insurance Guide

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McKayla Girardin, Car Insurance Writer

@mckayla_girardin • 01/18/22 This answer was first published on 01/18/22. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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An SR-22 lasts three years on average, though the exact filing period depends on the state. An SR-22 is a form filed with your state by your insurance company after offenses like driving without insurance or DUIs, and you must maintain coverage for the entirety of the required duration once you have an SR-22. Any lapse in coverage will reset the clock.

How Long SR-22s Last in the Biggest States

State	Minimum Filing Period
California	3 years
Texas	2 years
Florida	3 years*
New York	0 years
Pennsylvania	0 years

*For DUIs only, drivers in Florida are required to file an FR-44 form instead of an SR-22.

Key Things to Remember About SR-22s

While an SR-22 may end after a few years, the action that led to it, such as a DUI, can stay on your record for significantly longer, depending on the offense.
Some states do not use SR-22s at all.
With an SR-22, you are required to continually carry insurance. Any lapse in coverage will be reported to your state’s DMV by your insurance company, and that will reset the clock for how long you need an SR-22.
Having an SR-22 will classify you as a high-risk driver, due to the types of violations that trigger an SR-22. You will see more expensive insurance rates for about 3 to 5 years, depending on the severity of the offense.
Not every state requires an SR-22, and each state has their own specific requirements.

To learn more, check out WalletHub’s guide to SR-22 insurance.

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How can you get an SR-22 removed?

To get an SR-22 removed, a driver needs to contact their insurance company once they are no longer required to have the SR-22 on file with their state DMV. While each state has its own rules for how long drivers must maintain an SR-22, it can usually be removed after 3-5 years. Since individual drivers do not handle SR-22 forms themselves, the insurance company will take care of the cancellation.

You can contact your...

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How do I find out if I still need an SR-22?

To find out if you still need an SR-22, contact your local DMV office and ask if your SR-22 form has been filed for the required period of time. If it has, you can then contact your car insurance company and request that they remove your SR-22 filing with the state. Each state has its own requirements, but you usually only need an SR-22 for about three years.

You should never cancel your SR-22 filing...

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Does SR-22 expire?

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