How much does it cost to add a teenager to Farmers car insurance? This question is about Farmers Insurance

How much does it cost to add a teenager to Farmers car insurance?

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This question is about Farmers Insurance

Leif Olson, Car Insurance Writer

@leif_olson_1 • 11/12/21 This answer was first published on 11/12/21. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.

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It costs about $720 per year to add a teenager to Farmers car insurance. Farmers typically charges less than the average auto insurance company to add a teenage driver to a parent’s car insurance policy. However, the exact amount your insurance will increase depends on several factors, including what state you live in, the age of the teen being added, and your driving history.

Cost of Adding a Teen to Farmers Car Insurance vs. the Competition

Company	Cost per Year of Adding a Teenager
Farmers	$720
Travelers	$595
Grange	$620
The Hartford	$681
State Farm	$936
AAA	$1,076

Fortunately, Farmers offers several discounts for teenage drivers, including distant student discount, youthful driver discount and good student discount—which can help you maximize your savings.

Farmers Discounts for Teen Drivers

Distant student discount
Youthful driver discount
Good student discount
Defensive driving discount

Finally, it’s important to note that once your teenager is added to your policy, your premiums will begin to partially depend on their driving habits. For example, if your teen is involved in an accident, premiums will increase for everyone listed on the policy.

To learn more, check out WalletHub’s guide to the best car insurance for teens and young drivers.

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People also ask

How can I get a Farmers good student discount?

You can get a Farmers good student discount if you have at least a B average. Student drivers can save as long as they are 16-24 years old and a full time high school, college or university student. Students can also qualify by being ranked in the top 20% of their class or if they are included in the Dean's List, Honor Roll, or another school list designating scholastic achievement.… read full answer

Young drivers are usually quite expensive to insure since they lack driving experience. However, Farmers offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.

Farmers good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.

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How much is the Farmers good driver discount?

Farmers offers a good driver discount but does not advertise a specific amount, since it varies by state. In order to receive a Farmers good driver discount, drivers must be accident and violation-free for at least three years. This can even include time that you've been insured by another company.

… read full answer

After get into an accident or get a ticket, you will have to wait three years in order to qualify for the discount again. Additionally, accidents that are forgiven by Farmers accident forgiveness still count against your good driver discount, even though your base premium will not go up.

If you don’t qualify for Farmers’ good driver discount, there are still ways to save on your premium. For example, Farmers offers a multi-vehicle discount for drivers who insure more than one vehicle on their policy. You can also lower your rate by altering your coverage or increasing your deductible.

To learn more, check out WalletHub’s guide to Farmers discounts.

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How do I get the Farmers safe driver discount?

You can get the Farmers safe driver discount by staying accident and violation-free for at least three years. Farmers does not specify an exact safe driver discount amount, as it varies between states.

If you don’t qualify for the Farmers safe driver discount, there are still ways for you to save on your premium. For example, Farmers offers a multi-car discount for drivers who insure more than one vehicle in their household.… read full answer

To learn more, check out WalletHub’s guide to Farmers discounts.

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