How much does it cost to add a teenager to Geico car insurance?

You can get a Geico good student discount if you have at least a B average or a 3.0 GPA. Student drivers can save up to 15% as long as they are full time high school or college students.

Young drivers are usually quite expensive to insure since they lack driving experience. However, … read full answerGeico offers a good student discount because having good grades shows the insurer that you are responsible off the road, meaning you’re more likely to be responsible in the driver’s seat as well.

Geico good student discounts vary by state, but it’s always worth the effort of checking if they are available in your location.

Geico offers several discounts that reward safe driving with reduced premiums. One Geico safe driver discount is available to policyholders who complete state-approved defensive driving classes. The program is available in all states except North Carolina, Michigan, Massachusetts, Vermont, and Hawaii. Every state has different rules for approved defensive driving courses and discount eligibility, but drivers can expect to save 5% to 20%. A 10% discount is most common with Geico.… read full answer

Even though Geico’s defensive driving discounts vary by state, most have similar requirements. For example, your state may require you to be at least 50 years old, have a valid license, and have no recent at-fault accidents or moving violations on your record. You also need to complete the course voluntarily, not because it was court-ordered.

Approved online defensive driving classes are available in every state except Ohio, where you must have four hours of classroom or field training to get the discount. In all other cases, a course offered by the National Safety Council, American Safety Council, or Defensive Driving by IMPROV will earn the discount. Geico policyholders get a discount on the price of the class, and then course administrators notify Geico directly to apply the policy discount after course completion.

More Safe Driver Discounts From Geico

Geico has a good driver discount of up to 26% that is available to customers who’ve been accident-free for 5 years or more. You could meet the requirements for both the defensive-driving-course discount and the good driver discount to maximize your safe-driver savings.

Other Geico discounts reward safe driving habits, too. For example, Geico offers a discount of up to 15% for always wearing your seatbelt. That’s applicable to the portion of your premium that covers medical payments or personal injury protection.

The best way to find out exactly how your safe driving could lead to savings with Geico is to get a quote online. You can also call Geico customer service at 800-207-7847 for more information.

The Geico good driver discount is available to customers who have been accident-free for 5 years or more, and it can save policyholders up to 26% on their car insurance premium. To get the discount, the policyholder must have at least 5 years of driving experience, none of the vehicles on the policy can have any points assigned to them, and all drivers on the policy must have been accident-free for the past 5 years. Drivers don’t need to have been insured by Geico for the whole 5-year period to be eligible.… read full answer

Will I lose the good driver discount with Geico if I get a point?

Geico uses a point system to weigh different traffic offenses and decide how much to charge you for insurance. If you get any points, you will lose the good driver discount and could have your premium increased.

Points can be assigned when the policyholder or any driver in your household is involved in an accident or convicted of a major traffic violation. Geico also assigns one point just for adding an inexperienced driver to your policy. So if you’re insuring anyone who has been licensed for less than three years, you won’t be eligible for the discount.

What if I’m not eligible for Geico’s good driver discounts?

If you can’t get the Geico good driver discount, or you lose it, there are other ways to save. Geico has discounts for things such as wearing seatbelts, attending defensive driving or driver’s ed classes, getting good grades, having certain vehicle safety features, bundling policies, and being affiliated with certain government and corporate organizations.

Geico is one of the nation’s most affordable insurers, in part because of the variety of discounts they offer.