Anamarie Waite, Car Insurance Writer
@anamarie.waite
It costs $100 to $400 to replace a windshield without car insurance. The exact amount you will have to pay to replace your windshield will vary based on a number of factors including the year, make, model, and trim of your car.
Replacing the windshield of a new, luxury vehicle loaded with features could cost twice as much as replacing the glass of an older, economy car. The type of glass used is another factor that greatly influences your final price.
Difference Between OEM and Aftermarket Windshield Replacement Cost
Aftermarket windshields cost around $100 less than OEM (original equipment manufacturer) glass. But AAA warns that using lower-quality parts might be a risk. Bargain windshields may create optical distortions that make it harder to drive.
Another safety concern with aftermarket parts is fit. Your windshield helps to support the roof and structure of your car in an accident and plays a critical role in airbag deployment. If it doesn’t fit perfectly, you’re less safe in the event of a crash.
How Much Does it Cost to Repair a Windshield?
It generally costs between $50 and $150 to repair a cracked windshield, but it could cost less in some cases. Usually, the smaller the chip, the cheaper it will be to repair.
Even without insurance, windshield repair or replacement should be pretty affordable. But if you do have insurance, it’s possible that you may not have to pay anything at all. Many insurers offer $0 or low deductible glass claims as part of comprehensive coverage.
When You Should Replace Your Windshield
In general, your windshield needs to be replaced if it has a fissure larger than a dollar bill or a chip that’s larger than a quarter. If the damage is small and falls out of the driver’s line of sight, it can usually be repaired rather than replaced.
People also ask
Does car insurance cover windshield replacement?
Car insurance does cover windshield replacement if you have comprehensive coverage. Comprehensive car insurance protects your car from damage caused by something other than a collision with another vehicle. It can help pay for windshield damage caused by tree branches falling, rocks or debris on the roadway while driving, acts of vandalism, and collisions with animals (like a deer).
If your windshield was damaged in a car accident and the other driver was at fault,...
read full answerHow does Geico windshield replacement coverage work?
Geico windshield replacement is part of the company’s comprehensive coverage. When a windshield is damaged by anything other than a car accident, Geico will arrange for repair or replacement as long as the policyholder has comprehensive coverage. Windshield repairs are not subject to Geico’s regular comprehensive deductible, but full windshield replacement with Geico requires a deductible in most states.
If your windshield is damaged in a collision caused by another driver, his or her...
read full answerDoes Geico have glass coverage?
Yes, GEICO has glass coverage. GEICO’s glass coverage is generally part of its comprehensive insurance. Comprehensive coverage pays for damage to a vehicle from theft, vandalism, flood, fire or other perils. This type of insurance is usually written with a deductible between $500 and $1,500 per incident. Glass damage is subject to the comprehensive deductible unless the damage occurs to the car’s windshield. GEICO will waive the deductible for repairs to the windshield. Although repairs...
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