Leif Olson, Car Insurance Writer
@leif_olson_1
Car insurance for a 16-year-old in Delaware costs $4,949 per year, on average—or about $412 per month. Car insurance for teenagers is far more expensive than coverage for older, more experienced drivers due to teenagers’ proclivity for risky driving and relative inexperience behind the wheel.
The cheapest car insurance company for 16-year-olds in Delaware is Geico, which charges an average of $1,823 per year. But you may be able to find an even cheaper option for you personally by comparing multiple companies.
Cheapest Car Insurance for 16-Year-Olds in Delaware
| Company | Average Premium |
| $1,823 per year | |
| $2,499 per year | |
| $2,758 per year | |
| $4,012 per year | |
| $6,868 per year |
Note: Rates are an approximation based on a 16-year old driver with minimum coverage in Delaware. Actual rates will vary.
You can also lower premiums for teenage drivers by seeking out car insurance discounts. Some of the insurance discounts available from companies in Delaware include good student, good driver, and usage-based discounts.
If the cost of car insurance for a 16-year-old is still too high, you might want to consider adding them to an existing policy. While adding a teen to a family policy will raise everyone’s rates a little, it will be nowhere near as expensive as purchasing the policy separately.
If you are in the market for a policy and want to start your search, you can begin by checking out WalletHub’s guides to the best car insurance for teens and the cheapest car insurance for teens.
People also ask
How much does it cost to add a teenager to car insurance?
It costs an average of $1,461 per year to add a teenager to your car insurance policy - an increase of 173% compared to the average driver's premium. The exact amount your insurance will go up depends on many factors, including where you live, your driving history, and your credit score.
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The average cost of car insurance for a teenager is $215 per month, for an individual policy. Younger teens typically pay the most for car insurance coverage, with 16-year-olds paying an average of 85% more than 19-year-olds.
Average Cost of Car Insurance for Teenagers by Age
| Age | Average Annual Premium |
| $3,343 | |
| ... | $2,752 |
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