Leif Olson, Car Insurance Writer
@leif_olson_1
Car insurance for a 16-year-old in South Carolina costs $3,871 per year, on average - or about $323 per month. Car insurance for teenagers is far more expensive than coverage for older, more experienced drivers due to teenagers' proclivity for risky driving and relative inexperience behind the wheel.
The cheapest car insurance company for 16-year-olds in South Carolina is Geico, which charges an average of $1,536 per year. But you may be able to find an even cheaper option for you personally by comparing multiple companies.
Cheapest Car Insurance for 16-Year-Olds in South Carolina
Company | Average Premium |
$1,536 per year | |
$1,948 per year | |
$2,215 per year | |
$2,254 per year | |
$2,289 per year |
Note: Rates are an approximation based on a 16-year old driver with minimum coverage in South Carolina. Actual rates will vary.
You can also lower premiums for teenage drivers by seeking out car insurance discounts. Some of the insurance discounts available from companies in South Carolina include good student, good driver, and usage-based discounts.
If the cost of car insurance for a 16-year-old is still too high, you might want to consider adding them to an existing policy. While adding a teen to a family policy will raise everyone's rates a little, it will be nowhere near as expensive as purchasing the policy separately.
If you are in the market for a policy and want to start your search, you can begin by checking out WalletHub's guides to the best car insurance for teens and the cheapest car insurance for teens.
Leif Olson, Car Insurance Writer
@leif_olson_1
Car insurance for a 16-year-old in South Carolina costs $3,871 per year, on average—or about $323 per month. Car insurance for teenagers is far more expensive than coverage for older, more experienced drivers due to teenagers’ proclivity for risky driving and relative inexperience behind the wheel.
The cheapest car insurance company for 16-year-olds in South Carolina is Geico, which charges an average of $1,536 per year. But you may be able to find an even cheaper option for you personally by comparing multiple companies.
Cheapest Car Insurance for 16-Year-Olds in South Carolina
| Company | Average Premium |
| $1,536 per year | |
| $1,948 per year | |
| $2,215 per year | |
| $2,254 per year | |
| $2,289 per year |
Note: Rates are an approximation based on a 16-year old driver with minimum coverage in South Carolina. Actual rates will vary.
You can also lower premiums for teenage drivers by seeking out car insurance discounts. Some of the insurance discounts available from companies in South Carolina include good student, good driver, and usage-based discounts.
If the cost of car insurance for a 16-year-old is still too high, you might want to consider adding them to an existing policy. While adding a teen to a family policy will raise everyone’s rates a little, it will be nowhere near as expensive as purchasing the policy separately.
If you are in the market for a policy and want to start your search, you can begin by checking out WalletHub’s guides to the best car insurance for teens and the cheapest car insurance for teens.
People also ask
How much does it cost to add a teenager to car insurance?
It costs an average of $1,461 per year to add a teenager to your car insurance policy - an increase of 173% compared to the average driver's premium. The exact amount your insurance will go up depends on many factors, including where you live, your driving history, and your credit score.
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read full answerWhat is the cheapest way to get car insurance for a teenager?
The cheapest way to get car insurance for a teenager is to add the teen to a more experienced driver’s policy, like a parent or guardian. Plus, it’s always a good idea to shop around and get quotes from multiple companies to find the cheapest option.
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read full answerWhat is the average cost of car insurance for a teenager?
The average cost of car insurance for a teenager is $215 per month, for an individual policy. Younger teens typically pay the most for car insurance coverage, with 16-year-olds paying an average of 85% more than 19-year-olds.
Average Cost of Car Insurance for Teenagers by Age
| Age | Average Annual Premium |
| $3,343 | |
| ... | $2,752 |
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