McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Car insurance for a 30-year-old male costs an average of $728 per year for a minimum coverage policy. Many 30-year-old males tend to pay more for car insurance than middle-aged drivers because they do not have as much driving experience and may be more likely to take risks.
Average Cost of Car Insurance for a 30-Year-Old Male vs. Other Ages
| Age | Monthly Cost | Annual Cost |
| 20 | $116 per month | $1,391 per year |
| 25 | $75 per month | $900 per year |
| 30 | $61 per month | $728 per year |
| 35 | $62 per month | $738 per year |
| 45 | $60 per month | $717 per year |
Note: Premiums are representative of good drivers in California with minimum coverage policies; individual premiums will vary.
How 30-Year-Old Male Drivers Can Get Cheap Rates
- Compare quotes often. Comparing quotes from several insurers is the best way to make sure you are getting the best rates possible.
- Take advantage of discounts. Insurance companies offer discounts for things like paying your policy in full up front or having safety features such as automatic seatbelts. These discounts can add up to a lot of savings each month, so don’t be afraid to ask what discounts you may qualify for when shopping for a policy.
- Focus on maintaining safe driving habits. Safe drivers pay significantly less than drivers with a history of accidents or moving violations. By building safe driving habits, and maintaining them consistently, you can save a lot of money on your car insurance.
To learn more, check out WalletHub’s guide to the cost of car insurance for different types of drivers.
People also ask
How much is car insurance monthly?
Car insurance costs $60 per month, on average, for a minimum coverage policy, although individual rates might vary. Full coverage car insurance is more expensive because it also pays to repair or replace your car after it is damaged by a crash or something other than an accident, like vandalism.
Average Price of Car Insurance per Month
| Driver’s Age | Average Monthly Premium |
| ... | $278 |
What is the average cost of car insurance by age and state per month?
The average cost of car insurance by age and state ranges from $23 per month for 45-year-olds in Wyoming to $609 per month for 16-year-olds in New York. Monthly car insurance costs vary so widely based on a driver’s age and state because age reflects driving experience and states require different levels of coverage. State-to-state car insurance costs also vary based on population density, crime rates, and how many uninsured drivers there are.
Average Monthly...
read full answerWhy is my car insurance so high?
Common reasons for high car insurance costs include your driving record, age, coverage options, where you live, the car you drive, your credit history or not taking advantage of discounts. The average car insurance premium has also become more expensive as it increased by more than 50% in the past 10 years.
8 Reasons Why Your Car Insurance Is So Expensive
1. You Have a Poor Driving Record
Your driving record is probably...
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