McKayla Girardin, Car Insurance Writer
@mckayla_girardin
Car insurance for a new driver in Missouri costs an average of $947 per year to $3,247 per year. Auto insurance premiums for new drivers in Missouri vary widely depending on a driver’s age and whether they are being added to an existing policy or purchasing their own. For example, the premium increase from adding a teenager to a parent’s policy is significantly less than the cost of a teenager getting their own policy.
Average Cost of Car Insurance for New Drivers in Missouri
Company | Monthly Cost | Annual Cost |
$70 per month | $843 per year | |
$91 per month | $1,088 per year | |
$110 per month | $1,316 per year | |
$163 per month | $1,960 per year | |
$172 per month | $2,061 per year |
Note: Premiums are representative of a 16-year-old good driver with a minimum coverage policy; individual premiums will vary.
New drivers aren’t only teens and those in their early 20’s. A new driver could be an adult who got their license later in life, a recent immigrant, or anyone who has a long gap in their driving or insurance history. For these types of new drivers in Missouri, insurance rates will still likely be higher than the average of $54 per month for an experienced adult.
A new driver’s lack of experience can classify them as high risk. Once new drivers get a bit more practice and have a proven track record of safe driving, however, they’ll begin to see their rates decrease. To learn more about minimizing the cost of car insurance in Missouri, check out WalletHub’s picks for the cheapest Missouri car insurance companies.
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